Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results
- Citizens Savings BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.07%APY$617 over 18 months on $10,000Requirements
Product: Eligible on personal accounts only. Early withdrawals subject to penalty (Term of 1 year or less: 3 months' interest; Terms of 1 year to 5 years: 6 months' interest; Term over 5 years: 1 year interest). Renews automatically upon maturity after 6-day grace period. No setup or maintenance fees.
4.00% interest rate · Effective Aug 28, 2026
Rate checked
More details - First State BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.07%APY$617 over 18 months on $10,000Requirements
Offer: Penalties apply for early withdrawals.
4.00% interest rate · Effective Sep 10, 2026
Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$617 over 18 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 180-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
4.00% interest rate
Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: On certificates of deposits, an early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest.
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - Members Choice Credit UnionShare Certificate of Deposit (CD)CD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: Open to anyone living or working in Darke County. Insured up to $250,000 per account by American Share Insurance (ASI); not federally insured.
4.00% interest rate · Effective Sep 22, 2026
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More details - O'Bannon BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: $1,000 minimum required to open and obtain APY. Rates subject to change without notice at the discretion of the bank at anytime. Penalty for Early Withdrawal.
4.00% interest rate · Effective Oct 21, 2026
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More details - Bank of KampsvilleCertificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: Interest Bearing Account. Early withdrawal penalty applies. Renewal terms apply.
Offer: Early withdrawal penalty: three months’ interest on the amount withdrawn. Auto-renews for identical term.
Effective Oct 9, 2026
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More details - Austin Telco Federal Credit UnionShare CertificateCD · 18 months · $1,000 min · 4.06%–4.27% by balance
Credit union · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Funds must remain on deposit for the term of the certificate or penalties apply: terms of 12 months or less - 90 days dividends; terms of over 12 months - 180 days dividends. Minimum balance requirements: $1,000 for regular certificates, $95,000 for Jumbo, and $225,000 for Super Jumbo.
4.00% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $94,999Your amount 4.06% $95,000 – $224,999 4.16% $225,000 and up 4.27% Rate checked
More details - Citizens Bank & Trust Co.CertificatesCD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - San Juan Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,0004.00% interest rate · Effective Sep 30, 2026
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More details - State Bank of Southern UtahCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
4.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - Latah Credit UnionCertificates of Deposit (CDs)CD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$615 over 18 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
Offer: Compounded/paid quarterly
4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Alpine Credit UnionValue CertificateCD · 12–23 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APYRequirements
Product: Pays the highest dividend rate. Maturity date options 3-60 months. Auto renewal. Standard maturity terms are 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. If non-standard term is selected, renews at next shortest standard term. 10-day grace period after renewal.
3.99% interest rate
Rate checked
More details - Tarrant County's Credit UnionCertificates of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$614 over 18 months on $10,000Requirements
Product: $1,000 minimum to open and obtain disclosed annual percentage yield. Interest compounds monthly and is paid monthly. Early or partial withdrawal of certificate may result in a penalty.
3.98% interest rate · Balance cap $49,999.99 · Effective Oct 19, 2026
Rate checked
More details - Pathfinder BankCertificates of DepositCD · 18 months · $1,000 min · 4.05%–4.15% by balance
Bank · Add a location to see nearby branches
4.05%APY$614 over 18 months on $10,000with conditionsRequirements
Product: Penalty for early withdrawal. Terms from 30 days to 7 years. Minimum deposit for CDs may vary based on CD product.
Offer: 18 Month CD Special with Active Account. Customer must have a checking or savings account that they actively use (is not dormant) to qualify for this product. Early withdrawal is subject to penalty.
Qualified rate · 3.98% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 4.05% $100,000 and up 4.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,152 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank