Credit union · NCUA insured
San Juan Credit Union CD Rates
Top CarrotSan Juan Credit Union’s best CD rate is 4.37% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How San Juan Credit Union’s CD rates compare
Compared with banks and credit unions in Utah, where San Juan Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
San Juan Credit Union
4.37%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,384
Share Certificates
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
San Juan Credit Union CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo3.96%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo4.22%
- 31–60 months31–60 mo4.37%
- QualifiedQualified4.37%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where San Juan Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Growth Certificate
Up to 4.37%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.01% | $401 |
| 24 months | 4.22% | $861 |
| 36 months | 4.27% | $1,335 |
| 48 months | 4.27% | $1,819 |
| 60 months | 4.37% | $2,384 |
Sources (1)
- sanjuancu.com/rates · captured Oct 4, 2026
Share Certificates
Up to 4.37%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.96% | $196 |
| 12 months | 4.01% | $401 |
| 18 months | 4.06% | $615 |
| 24 months | 4.22% | $861 |
| 36 months | 4.27% | $1,335 |
| 48 months | 4.27% | $1,819 |
| 60 months | 4.37% | $2,384 |
Who can join San Juan Credit Union
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