Bank · FDIC insured
State Bank of Southern Utah CD Rates
Top CarrotState Bank of Southern Utah’s best CD rate is 4.25% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How State Bank of Southern Utah’s CD rates compare
Compared with banks and credit unions near St. George, UT, where State Bank of Southern Utah has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Southern Utah
4.25%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $425
Certificates of Deposit
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
State Bank of Southern Utah CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of Southern Utah ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 9 terms
Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.10% | $1 |
| 3 months | 0.20% | $5 |
| 6 months | 3.79% | $188 |
| 12 monthsAdd-on certificate | 4.25% | $425 |
| 18 months | 4.06% | $615 |
| 24 months | 4.20% | $858 |
| 36 months | 3.80% | $1,184 |
| 48 months | 3.80% | $1,609 |
| 60 months | 4.25% | $2,313 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.