Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results
- Superior Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
Offer: Dividends compounded quarterly. 180-day penalty for early withdrawal.
4.14% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Baton Rouge Telco FCUShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.
Offer: Step-up option available where rate can jump once before maturity.
4.12% interest rate · Compounded monthly
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Substantial penalties for early withdrawals may apply. If applicable, fees could reduce earnings.
4.12% interest rate · Effective Oct 1, 2026
Rate checked
More details - AllCom Credit UnionCertificatesCD · 60 months · $500 min · 4.20%–4.30% by balance
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 4.20% $50,000 and upJumbo CD 4.30% Rate checked
More details - Family Savings Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies.
4.14% interest rate · Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - Ascendia BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Penalty may be applied for early withdrawal.
4.06% interest rate · Effective Oct 2, 2026
Rate checked
More details - TAB BankBank Certificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Good on new CDs only. Interest assumes deposit until maturity and monthly compounding; early withdrawal penalty may apply.
Offer: Must maintain minimum balance to earn disclosed APY.
Effective Oct 4, 2026
Rate checked
More details - Kaua'i Federal Credit UnionJumbo CertificatesCD · 60 months
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,0004.14% interest rate · Effective Jun 1, 2026
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More details - IBEW Federal Credit UnionRegular CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,0004.14% interest rate · Effective Sep 22, 2026
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More details - Potlatch No 1 Financial Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
Offer: Minimum average daily balance of $500.00 required to obtain APY.
4.14% interest rate · Effective Sep 22, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.19%APY$2,278 over 60 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Semiannual compounding/payment.
4.15% interest rate · Effective Sep 16, 2026
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More details - Self-Help Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: Fixed rate share account. Early withdrawal penalties: 90 days of interest on terms of 12 months or less; 180 days of interest on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Credit UnionGreen Term CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Credit UnionGo Local Term CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Federal Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank