Bank · FDIC insured
TAB Bank CD Rates
Top CarrotTAB Bank’s best CD rate is 4.20% APY on a 3-year CD. Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How TAB Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
TAB Bank
4.20%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,314
Bank Certificates of Deposit (CDs)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
TAB Bank CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TAB Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Bank Certificates of Deposit (CDs)
Up to 4.20%APY · 6 terms
Good on new CDs only. Interest assumes deposit until maturity and monthly compounding; early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMust maintain minimum balance to earn disclosed APY | 4.05% | $405 |
| 18 monthsMust maintain minimum balance to earn disclosed APY | 4.10% | $621 |
| 24 monthsMust maintain minimum balance to earn disclosed APY | 4.15% | $847 |
| 36 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $1,314 |
| 48 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $1,789 |
| 60 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $2,284 |
Sources (1)
- tabbank.com/cd-rates-terms · captured Oct 4, 2026
Special-purpose accounts
Traditional & Roth IRA CD Accounts
Up to 4.20%APY · 6 terms
Good on new IRA CDs only. Traditional and Roth options available. Interest credited monthly; early withdrawal penalties and tax implications may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMust maintain minimum balance to earn disclosed APY | 4.05% | $405 |
| 18 monthsMust maintain minimum balance to earn disclosed APY | 4.10% | $621 |
| 24 monthsMust maintain minimum balance to earn disclosed APY | 4.15% | $847 |
| 36 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $1,314 |
| 48 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $1,789 |
| 60 monthsMust maintain minimum balance to earn disclosed APY | 4.20% | $2,284 |
Sources (1)
- tabbank.com/ira-cd-accounts · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.