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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 211–225 results

  1. Top Carrot, Carrot Score 91
    Family Savings Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  2. Top Carrot, Carrot Score 91
    Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    TAB BankBank Certificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  4. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionShare CertificatesCD · 36–47 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY
  5. Kaua'i Federal Credit UnionJumbo CertificatesCD · 36 months

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  6. Texoma Community Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Firefighters Credit UnionCertificate AccountsCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  8. Potlatch No 1 Financial Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,314 over 36 months on $10,000
  9. Top Carrot, Carrot Score 93
    Members Advantage Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.19%APY$1,309 over 36 months on $10,000
  10. Top Carrot, Carrot Score 95
    Cranberry FCUCertificates of Deposit (CD)CD · 36 months · $500 min · 4.18%–4.33% by balance

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000
  15. Winthrop Area Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,307 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate