Credit union · NCUA insured
Carolina Foothills Federal Credit Union CD Rates
Top CarrotCarolina Foothills Federal Credit Union’s best CD rate is 4.20% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Carolina Foothills Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Greenville, SC, where Carolina Foothills Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Carolina Foothills Federal Credit Union
4.20%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,314
Term Share Certificate
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
2nd-highest rate
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Carolina Foothills Federal Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Carolina Foothills Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 4.20%APY · 8 terms
Certificates will automatically renew for another term at maturity. You have 10 business days after the date the certificate matures to move make changes or withdraw the funds. A penalty may be imposed if you withdraw the funds before the maturity date.
| Term | APY · Any balance | APY · Up to $5,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.99% | — | 2.99% | $74 |
| 6 months | 3.65% | — | 3.65% | $181 |
| 12 months | 4.00% | — | 4.00% | $400 |
| 18 months | 4.00% | — | 4.00% | $606 |
| 24 months | 4.15% | — | 4.15% | $847 |
| 24 monthsQuarterly Dividends - Minimum monthly deposit $40, Maximum $5,000 | — | 3.67% | —3.67% $40–$5k | — |
| 36 months | 4.20% | — | 4.20% | $1,314 |
| 48 months | 3.75% | — | 3.75% | $1,587 |
| 60 months | 3.95% | — | 3.95% | $2,137 |
Sources (3)
- carolinafoothillsfcu.coop/certificates
- carolinafoothillsfcu.coop/rates
- carolinafoothillsfcu.coop/savings-accounts
All captured Oct 4, 2026
Who can join Carolina Foothills Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Spartanburg, Greenville, Gaffney, or Mauldin.
- Membership is open to anyone who lives, works, worships, or attends school in Spartanburg County, Greenville County, or Cherokee County.
Employers and groups
- Membership is open to employees of Carolina Foothills Federal Credit Union.
- Membership is open to employees of any of the credit union's list of over 125 local partner companies.
- Membership is open to persons retired as pensioners or annuitants from eligible employment.
Family and household
- Membership is open to members of the immediate family or household of eligible employees or retirees.
3 more ways to join
Family and household
- Membership is open to anybody who is related to a current member.
- Membership is open to spouses of persons who died while within the credit union's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Cost to join
- Opening membership requires a minimum deposit of $5.00 into a Regular Share Account.
Membership information collected October 4, 2026.