Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Wisconsin
- Dairy State BankCertificates of DepositCD · 36 months · $1,000 min · 3.60%–3.80% by balance
Bank · 12 branches
3.70%APY$1,152 over 36 months on $10,000Requirements
Product: Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. A penalty may be charged for early withdrawal on CDs, IRAs, and Christmas Clubs. Certificates of Deposits and IRAs automatically renew.
3.60% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.60% $10,000 and upYour amount 3.70% $30,000 and up 3.80% Rate checked
More details - 3.65%APY$1,963 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Payment of interest: added to principal or transferred to checking/savings.
3.59% interest rate · Effective Oct 19, 2026
Rate checked
More details - 3.62%APY$240 over 8 months on $10,000with conditions
Requirements
Product: A penalty may be imposed for early withdrawal. Additional deposits are not allowed after opening. Interest is calculated using the daily balance method. Requires an Alerus checking account with a $500 minimum balance to qualify. IRA funds do not qualify.
Offer: Requires an Alerus checking account with a $500 minimum balance. IRA funds do not qualify. Early withdrawal penalty may apply.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - 3.61%APY$209 over 7 months on $10,000intro rate
Promotional rate · 3.58% interest rate
Rate checked
More details - Teachers Credit Union BeloitShare Certificate (CD)CD · 12 months · $1,000 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Requires $1,000 minimum balance to open ($5,000 for 18 month Special). Penalty for early withdrawal may be imposed. Dividends calculated by daily balance method. Membership requires purchase of a $5.00 share.
Offer: Penalty for early withdrawal may be imposed (90 days dividends on amount withdrawn for original maturity of 1 year or less).
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$1,102 over 36 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals.
Offer: A penalty may be imposed for early withdrawals.
3.50% interest rate · Effective Jan 13, 2026
Rate checked
More details - Indianhead Credit UnionMy Moolah Share CertificatesCD · 12 months · $100 min
Credit union · 3 branches
3.51%APY$351 over 1 year on $10,000Requirements
Product: Dividends compounded/paid at maturity or calendar quarter. Early withdrawal penalties apply. Fees may reduce earnings. Rates effective as of October 23, 2026.
Offer: Term: 12 Month. Compounded calendar quarter.
3.47% interest rate · Effective Oct 23, 2026
Rate checked
More details - Central Wisconsin Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.51%–3.71% by balance
Credit union · 2 branches
3.51%APY$1,880 over 60 months on $10,000Requirements
Product: Interest/dividends are compounded and paid monthly. Early withdrawal penalty of 90 days interest applies if principal is withdrawn prior to maturity (waived for certifiable hardship or death). Can be used as collateral for a share secured loan.
3.45% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.51% $40,000 and up 3.71% Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Automatically renewable time account. Early withdrawal penalties may apply. Calculated on a compounding quarterly basis or at maturity.
Offer: 182 Day Certificate. Minimum balance to open is $100 for account holders under the age of 18.
3.47% interest rate · Effective Apr 1, 2026
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000
Requirements
Product: Fixed-rate account. Additional deposits not allowed after opening. Early withdrawal penalty: 90 days dividends or $25 minimum, whichever is greater. 10-day grace period for renewal/withdrawal without penalty.
Offer: 9-Month Special term.
3.50% interest rate
Rate checked
More details - UW Credit UnionRate Bump CertificateCD · 24 months · $5,000 min · 3.50%–3.60% by balance
Credit union · 35 branches
3.50%APY$712 over 24 months on $10,000Requirements
Product: The rate on the account may be increased one time during the term, at any time, to the most current rate offered for the same Rate Bump Certificate term based on account balance.
3.44% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Rate Bump Certificate Balance APY $5,000 and upYour amount 3.50% $250,000 and up 3.60% Rate checked
More details - 3.50%APY
Requirements
Product: A Certificate of Deposit that supplements income with fixed monthly funds from your certificate of deposit. Customer must have an agreed upon monthly automatic (no checks issued) disbursement/withdrawal that cannot be changed. Single Maturity, last disbursement/withdrawal will close the account. Health Saving Accounts (HSAs) are not available.
Offer: Compounded monthly. 24, 36, 48, and 60-month terms available.
3.44% interest rate · Compounded monthly
Rate checked
More details - 3.50%APY$1,183 over 39 months on $10,000intro rate
Requirements
Product: $5 savings required for membership. Early withdrawal penalties may apply to CD's.
Offer: Special
Promotional rate · Effective Jan 22, 2024
Rate checked
More details - Marathon County Employees Credit UnionTerm Share CertificateCD · 48 months · $500 min · 3.15%–3.50% by balance
Credit union · 2 branches
3.50%APY$1,475 over 48 months on $10,000Requirements
Product: Early withdrawal from certificates is subject to a 90-day dividend penalty. APY assumes principal and earned dividends remain on deposit until maturity.
3.15% interest rate · Effective Feb 25, 2025
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 and up 3.15% $10,000 and upYour amount 3.50% Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Dividends paid quarterly. Early withdrawal penalty is 90 days of dividends for terms 12 months or less, and 180 days of dividends for terms over 12 months.
3.46% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
2,014 CDs at 211 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.80%
- Credit unions, typical
- 3.09%
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Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Oakdale CUCredit union · 3 branches
- Community First Credit UnionCredit union · 29 branches