Bank · FDIC insured
Citizens State Bank
A $488.2M bank headquartered in Hudson, WI, with 5 branches in Wisconsin. Best rates: CDs 3.81% and savings 0.21% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.81%CD rates →
- Savings701.01%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens State Bank
Citizens State Bank operates community bank locations in Hudson, Roberts, Woodville, Menomonie, and Elmwood, Wisconsin.
- Headquarters
- 375 Stageline Rd, Hudson, WI 54016
- FDIC certificate
- 6194 ↗
Branches
5 branches in Wisconsin
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Wisconsin
5 branches
Minneapolis area · 4
- Citizens State BankMain office375 Stageline Rd, Hudson, WI 54016Directions
- Elmwood Branch601 S Main St, Elmwood, WI 54740Directions
- 500 West Boulevard Branch500 West Blvd, Roberts, WI 54023Directions
- Woodville Branch140 S Main St, Woodville, WI 54028Directions
Menomonie area · 1
- Menomonie Branch1602 Broadway St N, Menomonie, WI 54751Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.02% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.21% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $98 | $81 | — |
- CapitalLeverage ratio10.02%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$98Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.