Credit union · NCUA insured
Central Wisconsin Credit Union
A $55.2M credit union headquartered in Plover, WI, with 3,596 members and 2 branches in Wisconsin. Best rates: CDs 3.71% and savings 0.70% APY.
Central Wisconsin Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#10 of 19 in Stevens Point, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Wisconsin Credit Union
Central Wisconsin Credit Union traces its roots to 1935 and was formed on January 1, 2001, through the merger of Consolidated Community Credit Union and Wisconsin River Credit Union.
Membership is open to individuals who live or work in Portage, Wood, Waupaca, or Marathon counties in Wisconsin.
- Headquarters
- 1301 Post Rd, Plover, WI 54467
- NCUA charter
- 66513
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Portage, Wood, Waupaca, and Marathon counties.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Home OfficeMain office1301 Post Rd, Plover, WI 54467Directions
- Stevens Point2201 Division St, Stevens Point, WI 54481Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.81% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.73% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio10.81%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.73%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Wisconsin Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.