Credit union · NCUA insured
Marathon County Employees Credit Union CD Rates
Top CarrotMarathon County Employees Credit Union’s best CD rate is 3.50% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Marathon County Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Marathon County Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Marathon County Employees Credit Union
3.50%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,475
Term Share Certificate
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Marathon County Employees Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo2.65%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marathon County Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 3.50%APY · 6 terms
Early withdrawal from certificates is subject to a 90-day dividend penalty. APY assumes principal and earned dividends remain on deposit until maturity.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.50% | 0.75% | 0.50%0.75% from $10k | $25 |
| 12 months | 2.40% | 2.65% | 2.40%2.65% from $10k | $240 |
| 24 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $609 |
| 36 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $927 |
| 48 months | 3.15% | 3.50% | 3.15%3.50% from $10k | $1,321 |
| 60 months | 3.15% | 3.50% | 3.15%3.50% from $10k | $1,677 |
Sources (1)
- mcecu.org/rates · captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.50%APY · 6 terms
Early withdrawal from certificates is subject to a 90-day dividend penalty. APY assumes principal and earned dividends remain on deposit until maturity. Available for retirement accounts including Roth Conversion, Roth, SEP, Regular, and Education.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.50% | 0.75% | 0.50%0.75% from $10k | $25 |
| 12 months | 2.40% | 2.65% | 2.40%2.65% from $10k | $240 |
| 24 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $609 |
| 36 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $927 |
| 48 months | 3.15% | 3.50% | 3.15%3.50% from $10k | $1,321 |
| 60 months | 3.15% | 3.50% | 3.15%3.50% from $10k | $1,677 |
Youth Share Certificate
Up to 3.25%APY · 5 terms
Early withdrawal from certificates is subject to a 90-day dividend penalty. APY assumes principal and earned dividends remain on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.75% | $75 |
| 24 months | 3.10% | $630 |
| 36 months | 3.10% | $959 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- mcecu.org/rates · captured Sep 18, 2026
Who can join Marathon County Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Current or past public employees and retirees of North Central Health Care Facilities, Marathon County, Marathon County Special Education, Federal, State, School District, City, Town and Village, or those working in government buildings in Marathon County are eligible to join.
Family and household
- Domestic partners, spouses, former spouses, parents, children, relatives by blood or adoption, cohabitants (current or former), persons sharing a child, caregivers, or dating partners of a member are eligible to join.
- Members of the immediate families of each person eligible to become a member, including spouses, parents, children, and stepchildren, whether or not they reside in the same household, are eligible to join.
Other ways
- Organizations, associations, and trusts are eligible for membership if a majority of their respective owners/members/partners/shareholders or settlors/trustees/beneficiaries are eligible for membership.
Cost to join
- A $5 initial deposit is required to establish membership.
Membership information collected October 5, 2026.