Bank · FDIC insured
Citizens State Bank CD Rates
Citizens State Bank’s best CD rate is 3.81% APY on a 15-month CD. Terms run from 7 months to 15 months. Rates checked October 16, 2026.
How Citizens State Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Citizens State Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens State Bank
3.81%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $478
15 Month CD Special
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
15 Month CD Special
3.81%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 3.81% | $478 |
Sources (2)
All captured Oct 16, 2026
7 Month CD Special
3.61%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months | 3.61% | $209 |
Sources (2)
All captured Oct 16, 2026
Opening an account
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