Credit union · NCUA insured
Teachers Credit Union Beloit
A $37.6M credit union headquartered in Beloit, WI, with 2,196 members and 1 branch in Wisconsin. Best rates: CDs 3.55% and savings 0.25% APY.
Teachers Credit Union Beloit Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#13 of 18 in Janesville, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Teachers Credit Union Beloit
Teachers Credit Union is a member-owned organization based in Beloit, Wisconsin.
- Headquarters
- 2315 Prairie Ave, Beloit, WI 53511-2623
- NCUA charter
- 66877
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to current and former students of school districts, post-secondary schools, and colleges; current/former employees of educational facilities, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs; school board members; and state-licensed daycare providers, bus drivers, crossing guards, and food service employees located in Rock and Walworth Counties, WI, and Winnebago County, IL.
Family and household
- Membership is open to immediate family members of eligible students and individuals employed or servicing in any capacity at educational facilities in Rock and Walworth Counties, WI, and Winnebago County, IL.
Cost to join
- New members must purchase a $5 share in the credit union to open a savings account.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Teachers Credit UnionMain office2315 Prairie Ave, Beloit, WI 53511Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.23% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio12.23%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Teachers Credit Union Beloit are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.