Bank · FDIC insured
Dairy State Bank CD Rates
Dairy State Bank’s best CD rate is 4.15% APY on a 30-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Dairy State Bank’s CD rates compare
Compared with banks and credit unions near Menomonie, WI, where Dairy State Bank has the most branches. $10,000, best rate first.
This bank’s best
Dairy State Bank
4.10%APY
- Term
- 30 months
- Minimum
- —
- Earns on $10,000
- $1,057
30-Month Certificate Special
Top rate
Peoples State Bank
4.25%APY
- Term
- 11 months
- Minimum
- $10,000
- Earns on $10,000
- $389
3rd-highest rate
WESTconsin Credit Union
4.01%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $401
Dairy State Bank CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo2.92%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.70%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dairy State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
30-Month Certificate Special
Up to 4.10%APY · 1 term
Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. A penalty may be charged for early withdrawal on CDs, IRAs, and Christmas Clubs. Certificates of Deposits and IRAs automatically renew.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $30,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 30 months | 4.05% | 4.10% | 4.15% | 4.05%4.10% from $10k4.15% from $30k | $1,043 |
Sources (1)
- dairystatebank.com/rates · captured Oct 16, 2026
Certificates of Deposit
Up to 3.70%APY · 6 terms
Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. A penalty may be charged for early withdrawal on CDs, IRAs, and Christmas Clubs. Certificates of Deposits and IRAs automatically renew.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $30,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.82% | 2.92% | 3.02% | 2.82%2.92% from $10k3.02% from $30k | $140 |
| 12 months | 2.90% | 3.00% | 3.10% | 2.90%3.00% from $10k3.10% from $30k | $290 |
| 18 months | 3.02% | 3.12% | 3.23% | 3.02%3.12% from $10k3.23% from $30k | $456 |
| 24 months | 3.40% | 3.50% | 3.60% | 3.40%3.50% from $10k3.60% from $30k | $692 |
| 36 months | 3.60% | 3.70% | 3.80% | 3.60%3.70% from $10k3.80% from $30k | $1,119 |
| 60 months | 2.80% | 2.90% | 3.00% | 2.80%2.90% from $10k3.00% from $30k | $1,481 |
Sources (1)
- dairystatebank.com/rates · captured Oct 16, 2026
Special-purpose accounts
18-Month Variable IRA
2.97%APY · 1 term
Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. A penalty may be charged for early withdrawal on CDs, IRAs, and Christmas Clubs. Certificates of Deposits and IRAs automatically renew.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 2.97% | $449 |
Sources (1)
- dairystatebank.com/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.