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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Virginia

  1. The Freedom Bank of VirginiaCertificate of DepositCD · 9 months · $500 min

    Bank · 6 branches

    3.95%APY$295 over 9 months on $10,000
  2. Top Carrot, Carrot Score 88
    Marine Federal Credit UnionShare CertificatesCD · 7 months · $1,000 min

    Credit union · 2 branches

    3.92%APY$227 over 7 months on $10,000
  3. Top Carrot, Carrot Score 94
    Beacon Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 10 branches

    3.92%APY$392 over 1 year on $10,000
  4. MainStreet BankCertificates of DepositCD · 12 months · $500 min

    Bank · 6 branches

    3.90%APY$390 over 1 year on $10,000
  5. Martinsville First Savings BankCertificates of Deposit Long-Term AccountsCD · 27 months · $500 min

    Bank · 1 branch

    3.90%APY$899 over 27 months on $10,000intro rate
  6. Richmond Heritage Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    3.90%APY$1,216 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Virginia Credit UnionSavings CertificatesCD · 12 months · $500 min · 3.85%–4.05% by balance

    Credit union · 39 branches

    3.86%APY$386 over 1 year on $10,000
  8. Presidential Bank182 Day CDCD · 6 months · $1,000 min

    Bank · 6 branches

    3.85%APY$191 over 6 months on $10,000
  9. Presidential Bank9 Month CDCD · 9 months · $1,000 min

    Bank · 6 branches

    3.85%APY$287 over 9 months on $10,000
  10. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 24 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  11. Beach Municipal Federal Credit UnionShare CertificateCD · 12 months · $500 min · 1.07%–3.82% by balance

    Credit union · 2 branches

    3.82%APY$382 over 1 year on $10,000
  12. Pendleton Community BankCD SpecialsCD · 17 months · $500 min

    Bank · 6 branches

    3.82%APY$545 over 17 months on $10,000intro rate
  13. DuPont Community Credit UnionCertificatesCD · 18 months · $500 min

    Credit union · 15 branches

    3.82%APY$578 over 18 months on $10,000
  14. Arlington Community Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    3.80%APY$380 over 1 year on $10,000with conditions
  15. ABNB Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 3.80%–3.85% by balance

    Credit union · 13 branches

    3.80%APY$2,050 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Virginia

1,325 CDs at 135 banks and credit unions · checked Oct 15–22

Typical
3.15%
Top 10% from
4.10%
Banks, typical
2.14%
Credit unions, typical
3.47%

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Virginia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 1 branch
  2. Langley Credit UnionCredit union · 19 branches
  3. EagleBankBank · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate