Bank · FDIC insured
Martinsville First Savings Bank CD Rates
Martinsville First Savings Bank’s best CD rate is 3.90% APY on a 27-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Martinsville First Savings Bank’s CD rates compare
Compared with banks and credit unions near Martinsville, VA, where Martinsville First Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Martinsville First Savings Bank
3.90%APY
- Term
- 27 months
- Minimum
- $500
- Earns on $10,000
- $899
Certificates of Deposit Long-Term Accounts
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Atlantic Union Bank
4.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Martinsville First Savings Bank CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo3.14%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Martinsville First Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Long-Term Accounts
Up to 3.90%APY · 9 terms
Long-term investment CDs. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.20% | $20 |
| 13 monthsAt maturity, the 13-month certificate will automatically renew for a term of 12 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 08/14/2026. Special is available for a limited time and subject to change without notice | 3.80% | $412 |
| 18 months | 0.22% | $33 |
| 24 months | 0.25% | $50 |
| 27 monthsAt maturity, the 27-month certificate will automatically renew for a term of 24 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 08/14/2026. Special is available for a limited time and subject to change without notice | 3.90% | $899 |
| 36 months | 0.35% | $105 |
| 39 monthsAt maturity, the 39-month certificate will automatically renew for a term of 36 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 08/14/2026. Special is available for a limited time and subject to change without notice | 3.14% | $1,057 |
| 48 months | 0.45% | $181 |
| 60 months | 0.60% | $304 |
Certificates of Deposit Short-Term Accounts
Up to 3.53%APY · 4 terms
Short-term commitment CDs. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.15% | $7 |
| 7 monthsAt maturity, the 7-month certificate will automatically renew for a term of 6 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Special is available for a limited time and is subject to change without notice. Accurate as of 03/04/2026 (also cited as 08/14/2026 on specials page) | 3.49% | $202 |
| 9 monthsPromotional rates available for new money only (money not currently on deposit with the bank). At maturity, certificate automatically renews for 9 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 03/04/2026 | 3.53% | $264 |
Certificates of Deposit Jump Rate
0.30%APY · 1 term
Take advantage of the opportunity to jump up to higher interest rate one time during the 27-month life of your CD. After 6 months, if current interest rate is higher than what you're earning, you can jump to that rate. Renews for 24 months at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 27 monthsOne-time option to jump to a higher interest rate after 6 months during the 27-month term; renews for 24 months at maturity | 0.30% | $68 |
Sources (2)
All captured Oct 4, 2026
Certificates of Deposit DirectSave
0.10%APY
At least one electronic deposit per month, $25 minimum, is required. Early withdrawal penalties may apply. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAt least one electronic deposit per month, $25 minimum, is required.$25 and up | 0.10% | $10 | At least one electronic deposit per month, $25 minimum, is required. |
Sources (1)
- martinsvillefirst.bank/bank/bank-rates · captured Oct 4, 2026
Opening an account
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