Bank · FDIC insured
The Freedom Bank of Virginia CD Rates
The Freedom Bank of Virginia’s best CD rate is 3.95% APY on a 9-month CD. Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How The Freedom Bank of Virginia’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where The Freedom Bank of Virginia has the most branches. $10,000, best rate first.
This bank’s best
The Freedom Bank of Virginia
3.95%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $295
Freedom 9 Month Flex Your Freedom Certificate of Deposit
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
The Freedom Bank of Virginia CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Freedom Bank of Virginia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.95%APY · 10 terms
Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm is 7 Day to 1 Month | 1.10% | $2 |
| 3 months | 1.65% | $41 |
| 6 months | 3.00% | $149 |
| 7 months | 3.30% | $191 |
| 9 months | 3.95% | $295 |
| 12 months | 3.65% | $365 |
| 18 months | 3.30% | $499 |
| 24 months | 3.30% | $671 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.40% | $1,431 |
Sources (1)
- freedom.bank/rates · captured Oct 15, 2026
Freedom 9 Month Flex Your Freedom Certificate of Deposit
3.95%APY · 1 term
Limited time offer. New money and consumer deposits only. Freedom to add additional funds (depositors may add up to 100% of the original deposit amount). Interest compounded daily and paid at maturity. No withdrawals permitted for the first seven days after opening. Penalty for early withdrawal is 90 days interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew money and consumer deposits only. Depositors may add up to 100% of the original deposit amount. Interest paid at maturity. No withdrawals permitted for the first 7 days after opening. Early withdrawal penalty is 90 days interest | 3.95% | $295 |
Sources (1)
- freedom.bank/certificates-of-deposit · captured Oct 15, 2026
Special-purpose accounts
Single Deposit IRA
Up to 3.75%APY · 8 terms
Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.65% | $41 |
| 6 months | 3.00% | $149 |
| 12 months | 3.65% | $365 |
| 18 months | 3.30% | $499 |
| 24 months | 3.30% | $671 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.75% | $2,021 |
Sources (1)
- freedom.bank/rates · captured Oct 15, 2026
Multiple Deposit IRA
Up to 3.65%APY · 2 terms
Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.65% | $365 |
| 24 months | 3.30% | $671 |
Sources (1)
- freedom.bank/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.