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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in South Dakota

  1. Dakota Community Bank & TrustCD SpecialsCD · 89 months · $2,500 min

    Bank · 1 branch

    5.10%APY$4,462 over 89 months on $10,000
  2. Top Carrot, Carrot Score 87
    Dakotaland Federal Credit UnionCertificate of DepositCD · 5 months · $500 min

    Credit union · 12 branches

    5.00%APY$205 over 5 months on $10,000intro rate
  3. Top Carrot, Carrot Score 92
    Sioux Valley Co-op Federal Credit UnionShare CertificatesCD · 36 months · $0 min

    Credit union · 1 branch

    5.00%APY$1,576 over 36 months on $10,000
  4. Dakota Community Bank & TrustCertificate of Deposit (CD)CD · 36 months · $500 min

    Bank · 1 branch

    4.80%APY$1,510 over 36 months on $10,000
  5. Quoin Financial BankCD SpecialsCD · 13 months · $5,000 min

    Bank · 3 branches

    4.60%APY$499 over 13 months on $10,000
  6. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    4.45%APY$445 over 1 year on $10,000
  7. CorTrust BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · 22 branches

    4.30%APY$1,346 over 36 months on $10,000
  8. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 29 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  9. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  10. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000
  11. Security National Bank of South DakotaCertificates of Deposit (Dakota Dunes)CD · 18 months · $1,000 min

    Bank · 3 branches

    4.25%APY$644 over 18 months on $10,000
  12. Security National Bank of South DakotaTraditional CD (Sioux Falls)CD · 18 months · $1,000 min

    Bank · 3 branches

    4.25%APY$644 over 18 months on $10,000intro rate
  13. First PREMIER BankCertificates of DepositCD · 57 months · $10,000 min

    Bank · 13 branches

    4.25%APY$2,186 over 57 months on $10,000
  14. BankNorthCertificate of Deposit SpecialsCD · 7 months · $5,000 min

    Bank · 2 branches

    4.20%APY$243 over 7 months on $10,000intro rate
  15. Elkhorn Valley BankCertificate of Deposit (CD)CD · 14 months

    Bank · 1 branch

    4.20%APY$492 over 14 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in South Dakota

516 CDs at 56 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.10%
Banks, typical
3.00%
Credit unions, typical
3.55%

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South Dakota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. San Diego Firefighters Federal Credit UnionCredit union · 1 branch
  2. Voyage Federal Credit UnionCredit union · 4 branches
  3. Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate