Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Pennsylvania
- Patriot Federal Credit Union8 Month Share CertificateCD · 8 months · $10,000 min
Credit union · 8 branches
3.80%APY$252 over 8 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance. Not available in IRA.
Offer: Tier $10,000-$24,999.
Effective May 29, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: MC Federal Credit Union membership is required. Early withdrawal will incur a penalty. Fees may reduce earnings. Joint owners may be added. Special Relationship qualification adds 0.10% APY for Members Advantage (Primary Member aged 60+), Loyalty (Checking with debit card and direct deposit), or Premium ($50,000+ existing deposits).
Offer: Special Relationship: Members Advantage (age 60+), Loyalty (checking + debit card + direct deposit), or Premium ($50k+ existing deposits)
3.75% interest rate · Balance cap $49,999 · Effective Mar 24, 2026
Rate checked
More details - Titan Federal Credit Union1 – Year Share CertificateCD · 12 months · $500 min
Credit union · 1 branch
3.80%APY$380 over 1 year on $10,000intro rateRequirements
Product: Offered for a limited time. Early withdrawal penalty of 90 days interest.
Offer: Minimum deposit amount of $500 and maximum deposit of $250,000. Early withdrawal penalty of 90 days interest applies before the 1 year term.
Promotional rate · 3.75% interest rate · Balance cap $250,000 · Effective Oct 1, 2025
Rate checked
More details - Affiliated Trades CU18 Month Share CertificateCD · 18 months · $1,000 min · 3.80%–4.01% by balance
Credit union · 1 branch
3.80%APY$575 over 18 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.74% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 18 Month Share Certificate Balance APY $1,000 and upYour amount 3.80% $25,000 and up 3.90% $50,000 and up 4.01% Rate checked
More details - Affiliated Trades CU24 Month Share CertificateCD · 24 months · $1,000 min · 3.80%–4.01% by balance
Credit union · 1 branch
3.80%APY$774 over 24 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.74% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 24 Month Share Certificate Balance APY $1,000 and upYour amount 3.80% $25,000 and up 3.90% $50,000 and up 4.01% Rate checked
More details - IBEW Local 56 Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min · 3.80%–3.86% by balance
Credit union · 1 branch
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Rates are guaranteed for the life of the certificate. Dividends will be deposited to regular shares. A dividend penalty may be imposed for early withdrawal.
Offer: Dividends are paid monthly into Regular Share Account. Early withdrawal penalty is 90 days loss of interest.
3.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.80% $25,000 and up 3.83% $50,000 and up 3.86% Rate checked
More details - 3.79%APY$772 over 24 months on $10,000
Requirements
Product: Interest rate fixed until maturity; compounded semi-annually. Account automatically renews at maturity at current rate for term. 10 calendar day grace period after renewal date to redeem with no penalty. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Fixed interest rate compounded semi-annually. Early withdrawal penalty applies.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - GNC Community Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · 2 branches
3.75%APY$568 over 18 months on $10,0003.70% interest rate · Effective Apr 6, 2026
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More details - 3.75%APY$92 over 3 months on $10,000
Requirements
Product: Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.
3.68% interest rate · Compounded daily · Effective Oct 6, 2026
Rate checked
More details - 3.75%APY$155 over 5 months on $10,000intro rate
Requirements
Product: Interest compounded quarterly. Penalty for early withdrawal may apply. $5,000 minimum deposit to open.
Promotional rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Penalty for early withdrawal. Automatic renewal. Additional deposits not allowed. Minimum opening deposit $1,000.
3.68% interest rate
Rate checked
More details - Valley 1st Community FCURegular Share CertificateCD · 6 months · $1,000 min
Credit union · 2 branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends on certificates are credited monthly to either the member's Share Account or to the Certificate Account. New certificates are adjusted weekly. Rates are subject to change without notification.
3.75% interest rate · Effective May 18, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Mar 27, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Dividends are paid quarterly on the average daily balance.
Offer: Dividends paid quarterly on the average daily balance.
3.70% interest rate · Effective Jul 1, 2024
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Fixed-rate personal CDs. Interest may be paid by direct deposit or added to the CD; compounds quarterly, credited quarterly or at maturity. Automatic renewal after a 7-day grace period. No setup or maintenance fees. Substantial penalty for early withdrawal.
Offer: 7 Month Special. Minimum $1,000 to open and earn the stated APY. Early withdrawal penalty: 3 months.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch