Credit union · NCUA insured
MC Federal Credit Union
A $249.7M credit union headquartered in Danville, PA, with 13,794 members and 5 branches in Pennsylvania. Best rates: CDs 3.90% and savings 0.65% APY.
MC Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#2 of 16 in Sunbury, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MC Federal Credit Union
MC Federal Credit Union is a member-owned and member-run financial institution.
- Headquarters
- 390 Walnut St, Danville, PA 17821-1503
- NCUA charter
- 24929
Branches
5 branches in Pennsylvania
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Pennsylvania
5 branches
Sunbury area · 2
- DanvilleMain office390 Walnut St, Danville, PA 17821Directions
- Mount Carmel11218 State Route 61, Mount Carmel, PA 17851Directions
Lewisburg area · 2
- Saint Mary Street1339 Saint Mary St, Lewisburg, PA 17837Directions
- WellSpan Evangelical Hospital1 Hospital Dr, Lewisburg, PA 17837Directions
Bloomsburg area · 1
- Bloomsburg599 E 7th St, Bloomsburg, PA 17815Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.40% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.51% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $83 | $76 | — |
- CapitalNet worth ratio12.40%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.51%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$83Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MC Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.