Credit union · NCUA insured
Washington Area FCU
A $81.2M credit union headquartered in Washington, PA, with 3,341 members and 1 branch in Pennsylvania. Best rates: CDs 3.75% APY.
Washington Area FCU Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#25 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Washington Area FCU
Federally chartered as Washington Area Teachers Federal Credit Union and operating as Washington Area FCU, the credit union is member-owned.
- Headquarters
- 75 Landings Drive, Washington, PA 15301
- NCUA charter
- 13035
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals currently employed by or retired from eligible partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of eligible partner organizations are eligible for membership.
Cost to join
- A minimum deposit of $10 in a Regular Savings Account is required to join.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Washington Area Teachers FCUMain office75 Landings Drive, Washington, PA 15301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.85% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $46 | $59 | — |
- CapitalNet worth ratio11.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.85%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$46Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Washington Area FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.