Credit union · NCUA insured
Washington Area FCU CD Rates
Washington Area FCU’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Washington Area FCU’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Washington Area FCU has the most branches. $10,000, best rate first.
This credit union’s best
Washington Area FCU
3.75%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $186
Share Certificate
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Washington Area FCU CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.30%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Washington Area FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.75%APY · 6 terms
Dividends compounded and credited monthly. Penalty for early withdrawal. Automatic renewal. Additional deposits not allowed. Minimum opening deposit $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.25% | $325 |
| 24 months | 3.00% | $609 |
| 26 monthsAllows one dividend rate increase during the term | 2.75% | $605 |
| 36 months | 2.25% | $690 |
| 48 months | 2.30% | $952 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 6 terms
Dividends compounded and credited monthly. Penalty for early withdrawal. Automatic renewal. Additional deposits not allowed. Minimum opening deposit $1,000. Available for Traditional, Roth, and Educational IRAs. Federally insured up to $250,000 per account by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.25% | $325 |
| 24 months | 3.00% | $609 |
| 26 monthsAllows one dividend rate increase during the term | 2.75% | $605 |
| 36 months | 2.25% | $690 |
| 48 months | 2.30% | $952 |
Sources (2)
All captured Oct 6, 2026
Who can join Washington Area FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals currently employed by or retired from eligible partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of eligible partner organizations are eligible for membership.
Cost to join
- A minimum deposit of $10 in a Regular Savings Account is required to join.
Membership information collected October 5, 2026.