Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Oklahoma
- 3.71%APY$371 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
3.65% interest rate
Rate checked
More details - 3.71%APY$371 over 1 year on $10,000
Requirements
Product: Flexible terms from 3 to 60 months. Quarterly interest payments and no maintenance or setup fees. Fixed interest rate for chosen term. For terms one year and less, tiered rate with higher interest on balances $50,000 and greater.
Offer: Fixed interest rate for chosen term; quarterly interest payments; no maintenance or setup fees
3.65% interest rate
Rate checked
More details - First Family Federal Credit UnionCertificate of Deposit (CD)CD · 12 months · $1,000 min · 3.70%–4.00% by balance
Credit union · 6 branches
3.70%APY$370 over 1 year on $10,000Requirements
Product: Accrues interest. A penalty for early withdrawal may be imposed (no less than 120 days dividends, whether earned or not earned).
Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 and upYour amount 3.70% $100,000 and upJumbo CD 4.00% Rate checked
More details - 3.70%APY$370 over 1 year on $10,000intro rate
Requirements
Product: Limited time offer. Not available to other financial institutions or public funds. Early withdrawal penalties may apply.
Offer: Requires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 12-month CD. Penalties may be imposed for early withdrawal. Limited time offer.
Promotional rate · Effective Aug 28, 2026
Rate checked
More details - Oklahoma Central Credit UnionCertificate AccountsCD · 36 months · $1,000 min
Credit union · 9 branches
3.70%APY$1,152 over 36 months on $10,000Requirements
Product: $1,000 minimum balance to maintain. Deposits are only allowed at time of opening and maturity. Penalty for early withdrawal. Membership conditions may apply.
Offer: Dividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given.
Effective Oct 9, 2026
Rate checked
More details - 3.66%APY$181 over 6 months on $10,000
Requirements
Product: Minimum initial deposit is $1,000. Interest rate is fixed for the term of deposit. An early withdrawal penalty may be imposed.
Offer: APY calculated on simple interest for terms less than 12 months. Penalty for early withdrawal may apply.
3.60% interest rate
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. 7-month Certificate automatically renews into a 6-month Certificate; all other terms automatically renew with the same term. No maintenance fees.
Offer: Quarterly compounding. Early withdrawal penalty may be imposed.
3.60% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - First State Bank7 Month CD Special!CD · 7 months · $1,000 min · 3.65%–3.70% by balance
Bank · 2 branches
3.65%APY$211 over 7 months on $10,000Requirements
Product: Automatically renews into a 6 month CD at maturity. Substantial penalties apply for early withdrawal. APY is based on interest being compounded monthly. Rates subject to change without notice. Fees may reduce earnings.
Offer: Automatically renews into a 6 month CD at maturity.
3.54% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for 7 Month CD Special! Balance APY $1,000 – $50,000Your amount 3.65% $50,000 and up 3.70% Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Terms available from 90 days to 2 years. Minimum balance of $2,500 to open. Can be used as collateral for a Quail Creek Bank loan.
Offer: A penalty may be imposed for early withdrawal. Minimum daily balance of $2,500.00 and up to obtain rate.
3.54% interest rate
Rate checked
More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Minimum $500 deposit required. Rates as of 9-10-2026.
Offer: 2-Year CD
3.60% interest rate · Effective Sep 10, 2026
Rate checked
More details - Employees Federal Credit UnionShare Certificate AccountCD · 36 months · $1,000 min · 3.55%–3.80% by balance
Credit union · 3 branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Dividends will be compounded and credited quarterly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal of dividends will reduce earnings. A penalty may be imposed for early withdrawals. Rates reflected are recent rates but are subject to change. Platinum Members add .25%/ Member Rewards add .10% to certificates - cannot combine
3.50% interest rate
Rate by balance
Rate by balance for Share Certificate Account Balance APY $1,000 – $50,000Your amount 3.55% $50,000 and upJumbo Rate ($50,000+) 3.80% Rate checked
More details - Tinker Federal Credit UnionStarting Line Share CertificateCD · 12 months · $25 min
Credit union · 30 branches
3.54%APY$354 over 1 year on $10,000intro rateRequirements
Product: 12-month maturity, 90-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more.
Offer: Dividends compounded monthly.
Promotional rate · 3.49% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 3.51%APY$262 over 9 months on $10,000intro rate
Requirements
Product: Available to KS, MO, or OK residents and existing customers. Terms available from 90 days to 5 years. No setup or maintenance fees. $1,000 minimum deposit to open. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly. Fees imposed could reduce earnings. FDIC insured.
Offer: 9 Month CD Special. Interest is compounded quarterly. Substantial penalty may be charged for early withdrawal. Fees imposed could reduce earnings.
Promotional rate · 3.46% interest rate · Compounded quarterly · Effective Jan 30, 2026
Rate checked
More details - Oklahoma Federal Credit UnionShare CertificateCD · 6 months · $1,000 min · 3.50%–4.00% by balance
Credit union · 2 branches
3.50%APY$173 over 6 months on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $50,000Your amount 3.50% $50,000 and up 4.00% Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 19 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches