Credit union · NCUA insured
Oklahoma Federal Credit Union CD Rates
Oklahoma Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Oklahoma Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Oklahoma Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma Federal Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $173
Share Certificate
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Oklahoma Federal Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.50%APY · 5 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.50% | 4.00% | 3.50%4.00% from $50k | $173 |
| 12 months | 3.25% | 3.75% | 3.25%3.75% from $50k | $325 |
| 24 months | 3.00% | 3.25% | 3.00%3.25% from $50k | $609 |
| 36 months | 2.75% | 3.00% | 2.75%3.00% from $50k | $848 |
| 48 months | 2.50% | 2.75% | 2.50%2.75% from $50k | $1,038 |
Sources (1)
- oklahomafederalcreditunion.org/loans-credit-cards/rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 3.50%APY · 5 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.50% | 4.00% | 3.50%4.00% from $50k | $173 |
| 12 months | 3.25% | 3.75% | 3.25%3.75% from $50k | $325 |
| 24 months | 3.00% | 3.25% | 3.00%3.25% from $50k | $609 |
| 36 months | 2.75% | 3.00% | 2.75%3.00% from $50k | $848 |
| 48 months | 2.50% | 2.75% | 2.50%2.75% from $50k | $1,038 |
Sources (1)
- oklahomafederalcreditunion.org/loans-credit-cards/rates · captured Oct 5, 2026
Who can join Oklahoma Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.