Bank · FDIC insured
Union State Bank CD Rates
Union State Bank’s best CD rate is 3.70% APY on a 1-year CD. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Union State Bank’s CD rates compare
Compared with banks and credit unions near Arkansas City, KS, where Union State Bank has the most branches. $10,000, best rate first.
This bank’s best
Union State Bank
3.70%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $370
CD Special
Top rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
2nd-highest rate
Citizens Bank of Kansas
3.80%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $284
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
Up to 3.70%APY · 2 terms
Limited time offer. Not available to other financial institutions or public funds. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 6-month CD. Penalties may be imposed for early withdrawal. Limited time offer | 3.60% | $178 |
| 12 monthsRequires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 12-month CD. Penalties may be imposed for early withdrawal. Limited time offer | 3.70% | $370 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.