Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Ohio
- 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Must be a member of Everence Federal Credit Union. Compounding quarterly. Penalty for early withdrawal: $25, plus 1/2 of total dividends equal to original term of certificate, whether earned or not. Auto-renews at maturity for the same term at the then-current rate with a 10-day grace period.
Offer: Limited-time special offer. Must be funded with new money not currently on deposit with Everence (stated as of 6/1/2026 in footnote 1 and 9/1/2026 in footnote 2). Maximum deposit per certificate of $250,000. Maximum of one certificate per Tax ID. Auto-renews at the current rate and term for a 6-month certificate.
Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Fixed-rate term account. Early withdrawal penalties apply. Dividends are forfeited if account is closed before accrued dividends are credited. Minimum balance to earn dividends is $500.
Offer: Early withdrawal penalties apply. Dividends forfeited if closed prior to crediting.
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 95 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 3 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$621 over 18 months on $10,000intro rate
Requirements
Product: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 18-month term expires, account will auto-renew for 12 months at the rate in effect at time of renewal. Not available for IRA/HSA accounts. Available for a limited time only.
Offer: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 18-month term expires, account will auto-renew for 12 months at the rate in effect at time of renewal. Not available for IRA/HSA accounts.
Promotional rate · 4.02% interest rate
Rate checked
More details - 4.10%APY$621 over 18 months on $10,000intro rate
Requirements
Product: Early withdrawals subject to penalty (less than 1 year maturity: 91 days interest; 1 year or more maturity: 6 months interest). Annual Percentage Yield is based upon the maximum term of deposit for each maturity range. For CDs under $100,000, minimum term is 30 days. Variable Interest Rates subject to change.
Offer: Term: 18 Month Special. Compounding method: Daily.
Promotional rate · 4.02% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.
4.02% interest rate · Effective Oct 5, 2026
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More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal on all certificate of deposits. Fees may reduce account earnings.
Offer: Renews at the 3 Year CD term and rate.
4.04% interest rate · Effective Sep 14, 2026
Rate checked
More details - 4.10%APY$2,225 over 60 months on $10,000
Requirements
Product: Dividends are compounded monthly on Certificates. Early withdrawal penalties apply. Membership eligibility required (live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties).
4.02% interest rate · Compounded monthly · Effective Oct 5, 2026
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More details - 4.08%APY$202 over 6 months on $10,000
Requirements
Product: $500 minimum balance. Lock in a rate for a specific term. Same terms/conditions apply as with certificate accounts. Dividends are compounded daily and paid monthly. No custodial fees. Dividend forfeiture for principal monies withdrawn prior to maturity.
Offer: Fixed rate for 6 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - DoverPhila Federal Credit UnionCertificate AccountsCD · 6 months · $500 min
Credit union · 6 branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club accounts). Automatic renewal at maturity. Early withdrawal penalty / dividend forfeiture applies for principal monies withdrawn prior to maturity. No setup or maintenance fees.
Offer: Fixed rate for 6 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Toledo Urban Federal Credit UnionShare CertificateCD · 12 months · $250 min
Credit union · 2 branches
4.08%APY$408 over 1 year on $10,0004.00% interest rate
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More details - 4.08%APY$618 over 18 months on $10,000
Requirements
Product: Federal regulations on CDs require a substantial penalty for early withdrawal. Rates compounded daily. Fees or other conditions could reduce the earnings on the accounts. We reserve the right to change the rates at any time.
4.00% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - 4.08%APY$833 over 24 months on $10,000
Requirements
Product: Add .10% to the rate for an amount of $50,000 to $74,999.99. Add .20% to the rate for an amount of $75,000 and over. Certificates must be at least $2,500 to qualify for monthly dividend payments. Advantage Plus Checking PLUS Benefit: .25 added to Share Certificates of $25,000 or more.
Offer: Certificates must be at least $2,500 to qualify for monthly dividend payments. Add .10% to the rate for $50,000 to $74,999.99; add .20% for $75,000 and over.
4.00% interest rate · Effective Oct 1, 2026
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More details - Ohio Valley Community Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · 4 branches
4.08%APY$2,213 over 60 months on $10,000Requirements
Product: Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.
4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch