Credit union · NCUA insured
Ohio Valley Community Federal Credit Union CD Rates
Ohio Valley Community Federal Credit Union’s best CD rate is 4.08% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Ohio Valley Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where Ohio Valley Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ohio Valley Community Federal Credit Union
4.08%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,213
Share Certificates
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Unified Bank
4.31%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $919
Ohio Valley Community Federal Credit Union CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.71%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.92%
- 31–60 months31–60 mo4.08%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ohio Valley Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.08%APY · 10 terms
Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.54% | $87 |
| 6 months | 3.71% | $184 |
| 12 months | 3.82% | $382 |
| 13 months | 3.82% | $414 |
| 18 months | 3.87% | $586 |
| 24 months | 3.92% | $799 |
| 30 months | 3.92% | $1,009 |
| 36 months | 3.98% | $1,242 |
| 48 months | 4.03% | $1,712 |
| 60 months | 4.08% | $2,213 |
Sources (2)
- ohiovalleycu.org/personal-banking/share-certificates/233
- ohiovalleycu.org/personal-bank…et-and-savings-rates/304
All captured Sep 26, 2026
Who can join Ohio Valley Community Federal Credit Union
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