Credit union · Privately insured
Towpath CU
A $211.8M credit union headquartered in Fairlawn, OH, with 25,031 members and 4 branches in Ohio. Best rates: CDs 4.10% and savings 0.50% APY.
Towpath CU Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#21 of 30 in Akron, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Towpath CU
Towpath Credit Union is based in Fairlawn, Ohio, and operates four local branches.
The credit union has been serving Summit County for 90 years and counting.
- Headquarters
- 2969 Smith Rd, Fairlawn, OH 44333
- NCUA charter
- 96658
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Summit, Geauga, Cuyahoga, Medina, Wayne, Stark, and Portage Counties, Ohio.
Family and household
- Membership is open to individuals who have an immediate family member who is a current Member.
Branches
4 branches in Ohio
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Ohio
4 branches
- Main OfficeMain office2969 Smith Rd, Fairlawn, OH 44333Directions
- North Hill645 N Main St, Akron, OH 44310Directions
- Portage Lakes2500 N Turkeyfoot Rd, Coventry Township, OH 44319Directions
- Cuyahoga Falls505 Graham Rd, Cuyahoga Falls, OH 44221Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.95% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.83% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio11.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.95%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Towpath CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.