Credit union · NCUA insured
Toledo Urban Federal Credit Union CD Rates
Toledo Urban Federal Credit Union’s best CD rate is 4.08% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Toledo Urban Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Toledo, OH, where Toledo Urban Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Toledo Urban Federal Credit Union
4.08%APY
- Term
- 12 months
- Minimum
- $250
- Earns on $10,000
- $408
Share Certificate
Top rate
Fremont Federal Credit Union
5.10%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $4,165
2nd-highest rate
Educational Community Alliance CU
4.58%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,962
Toledo Urban Federal Credit Union CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo4.08%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo2.43%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Toledo Urban Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.08%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.10% | $5 |
| 12 months | 4.08% | $408 |
| 24 months | 3.61% | $735 |
| 36 months | 2.43% | $747 |
| 60 months | 2.43% | $1,276 |
Sources (1)
- toledourban.net/rates · captured Oct 6, 2026
Who can join Toledo Urban Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.