Bank · FDIC insured
Portage Community Bank CD Rates
Portage Community Bank’s best CD rate is 4.10% APY on an 18-month CD. Terms run from 5 months to 7 years. Rates checked October 16, 2026.
How Portage Community Bank’s CD rates compare
Compared with banks and credit unions near Akron, OH, where Portage Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Portage Community Bank
4.10%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $621
Certificates of Deposit (CDs)
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
Portage Community Bank CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Portage Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.10%APY · 12 terms
Early withdrawals subject to penalty (less than 1 year maturity: 91 days interest; 1 year or more maturity: 6 months interest). Annual Percentage Yield is based upon the maximum term of deposit for each maturity range. For CDs under $100,000, minimum term is 30 days. Variable Interest Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 180-269 Days. Compounding method: Daily | 3.25% | $0 |
| UnknownTerm: 30-89 days. Compounding method: Daily | 2.80% | $0 |
| 5 monthsTerm: 150 Days (or 5 Months). Certificate of Deposit Special; not applicable for IRAs. Compounding method: Daily | 3.50% | $144 |
| 9 monthsTerm: 270 Days (or 9 Months). Compounding method: Daily | 3.50% | $261 |
| 12 monthsTerm: 12 Month Special. Compounding method: Daily | 4.00% | $400 |
| 13–17 monthsTerm: 13-17 months. Compounding method: Daily | 3.25% | $353 |
| 18 monthsTerm: 18 Month Special. Compounding method: Daily | 4.10% | $621 |
| 19–23 monthsTerm: 19-23 months. Compounding method: Daily | 3.25% | $519 |
| 24–35 monthsTerm: 24-35 months. Compounding method: Daily | 3.15% | $640 |
| 36–47 monthsTerm: 36-47 months. Compounding method: Daily | 3.00% | $927 |
| 48–59 monthsTerm: 48-59 months. Compounding method: Daily | 3.00% | $1,255 |
| 60 monthsTerm: 60 months. Compounding method: Daily | 2.75% | $1,453 |
| 84 monthsTerm: 84 months. Compounding method: Daily | 2.00% | $1,487 |
Sources (3)
- portagecommunity.bank/personal/personal-savings
- portagecommunity.bank/personal…ates-of-deposit-cds.html
- portagecommunity.bank/rates.html
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CDs
Up to 4.10%APY · 9 terms
Traditional and Roth IRA options. Funds can be used to purchase CDs within IRA. Penalty for early withdrawal. Annual Percentage Yield is based upon the maximum term of deposit for each maturity range. Variable Interest Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 270 days. Compounding method: Daily | 3.50% | $0 |
| 12 monthsTerm: 12 Month Special. Compounding method: Daily | 4.00% | $400 |
| 13–17 monthsTerm: 13-17 months. Compounding method: Daily | 3.25% | $353 |
| 18 monthsTerm: 18 Month Special. Compounding method: Daily | 4.10% | $621 |
| 19–23 monthsTerm: 19-23 months. Compounding method: Daily | 3.25% | $519 |
| 24–35 monthsTerm: 24-35 months. Compounding method: Daily | 3.15% | $640 |
| 36–47 monthsTerm: 36-47 months. Compounding method: Daily | 3.00% | $927 |
| 48–59 monthsTerm: 48-59 months. Compounding method: Daily | 3.00% | $1,255 |
| 60 monthsTerm: 60 months. Compounding method: Daily | 2.75% | $1,453 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.