Credit union · NCUA insured
Toledo Urban Federal Credit Union
A $17M credit union headquartered in Toledo, OH, with 3,456 members and 2 branches in Ohio. Best rates: CDs 4.08% and savings 0.05% APY.
Toledo Urban Federal Credit Union Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#15 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Toledo Urban Federal Credit Union
Toledo Urban Federal Credit Union opened on July 21, 1996, as Toledo's first community development credit union to serve the central city community.
The credit union operates branches in Toledo, Ohio.
- Headquarters
- 1441 Dorr St, Toledo, OH 43607-3956
- NCUA charter
- 24578
Branches
2 branches in Ohio
Loading map…
Ohio
2 branches
- Toledo Urban FCUMain office1441 Dorr St, Toledo, OH 43607Directions
- Toledo Urban FCU3053 Monroe St, Toledo, OH 43606Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $91 | $59 | — |
- CapitalNet worth ratio9.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$91Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Toledo Urban Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.