Bank · FDIC insured
Portage Community Bank
A $552.2M bank headquartered in Ravenna, OH, with 4 branches in Ohio. Best rates: CDs 4.10% and savings 0.55% APY.
Portage Community Bank Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#16 of 30 in Akron, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Portage Community Bank
Portage Community Bank opened in 1998 and is locally owned and locally managed, serving Portage and Summit counties.
- Headquarters
- 1311 E Main St, Ravenna, OH 44266
- FDIC certificate
- 34760 ↗
Branches
4 branches in Ohio
Loading map…
Ohio
4 branches
- Portage Community BankMain office1311 E Main St, Ravenna, OH 44266Directions
- Cuyahoga Falls Office Branch140 Portage Trl, Cuyahoga Falls, OH 44221Directions
- Kent Office1532 S Water St, Kent, OH 44240Directions
- Rootstown Office Branch4183 Tallmadge Rd, Rootstown, OH 44272Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.83% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.27% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $82 | $81 | — |
- CapitalLeverage ratio10.83%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.27%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$82Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Portage Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.