Credit union · Privately insured
Towpath CU CD Rates
Towpath CU’s best CD rate is 4.10% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Towpath CU’s CD rates compare
Compared with banks and credit unions near Akron, OH, where Towpath CU has the most branches. $10,000, best rate first.
This credit union’s best
Towpath CU
4.10%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $410
Term Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
Towpath CU CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo1.75%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Towpath CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.10%APY · 6 terms
Fixed-rate term account. Early withdrawal penalties apply. Dividends are forfeited if account is closed before accrued dividends are credited. Minimum balance to earn dividends is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 3.25% | $161 |
| 12 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 4.10% | $410 |
| 24 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 2.25% | $455 |
| 36 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.75% | $534 |
| 48 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.50% | $614 |
| 60 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.00% | $510 |
Special-purpose accounts
IRA Share Certificates
Up to 4.10%APY · 6 terms
Available to members with earned income for retirement savings. Early withdrawal penalties apply. Dividends forfeited if closed prior to crediting. Minimum balance to earn dividends is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 3.25% | $161 |
| 12 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 4.10% | $410 |
| 24 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 2.25% | $455 |
| 36 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.75% | $534 |
| 48 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.50% | $614 |
| 60 monthsEarly withdrawal penalties apply. Dividends forfeited if closed prior to crediting | 1.00% | $510 |
Who can join Towpath CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Summit, Geauga, Cuyahoga, Medina, Wayne, Stark, and Portage Counties, Ohio.
Family and household
- Membership is open to individuals who have an immediate family member who is a current Member.
Membership information collected October 5, 2026.