Bank · FDIC insured
THE PEOPLES SAVINGS BANK CD Rates
THE PEOPLES SAVINGS BANK’s best CD rate is 4.08% APY on an 18-month CD. Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How THE PEOPLES SAVINGS BANK’s CD rates compare
Compared with banks and credit unions near Urbana, OH, where THE PEOPLES SAVINGS BANK has the most branches. $10,000, best rate first.
This bank’s best
THE PEOPLES SAVINGS BANK
4.08%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $618
CDs
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
Wright-Patt Credit Union
4.07%APY
- Term
- 72 months
- Minimum
- $500
- Earns on $10,000
- $2,704
THE PEOPLES SAVINGS BANK CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo4.08%
- 31–60 months31–60 mo2.53%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where THE PEOPLES SAVINGS BANK ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 4.08%APY · 6 terms
Federal regulations on CDs require a substantial penalty for early withdrawal. Rates compounded daily. Fees or other conditions could reduce the earnings on the accounts. We reserve the right to change the rates at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.53% | $126 |
| 12 months | 3.56% | $356 |
| 18 months | 4.08% | $618 |
| 24 months | 2.79% | $566 |
| 36 months | 2.53% | $778 |
| 48 months | 2.53% | $1,051 |
Sources (1)
- thepeoplessavingsbank.com/savings-rates.html · captured Oct 6, 2026
Special-purpose accounts
IRAs
Up to 3.44%APY · 4 terms
Federal regulations on CDs require a substantial penalty for early withdrawal. Rates compounded daily. Fees or other conditions could reduce the earnings on the accounts. We reserve the right to change the rates at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.05% | $151 |
| 18 months | 3.05% | $461 |
| 36 months | 3.05% | $943 |
| 72–120 months | 3.44% | $2,250 |
Sources (1)
- thepeoplessavingsbank.com/savings-rates.html · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.