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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in North Carolina

  1. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 12 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  2. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  3. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 7 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  4. United Federal Credit UnionShare CertificatesCD · 7 months · $500 min

    Credit union · 6 branches

    4.10%APY$237 over 7 months on $10,000
  5. KS BankCertificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 13 branches

    4.10%APY$445 over 13 months on $10,000
  6. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 16 branches

    4.10%APY$621 over 18 months on $10,000
  7. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.10%APY$837 over 24 months on $10,000
  8. Top Carrot, Carrot Score 94
    Welcome Federal Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · 4 branches

    4.10%APY$1,281 over 36 months on $10,000intro rate
  9. Paragon Bank9 month CD SpecialCD · 9 months · $1,000 min

    Bank · 1 branch

    4.07%APY$304 over 9 months on $10,000with conditions
  10. Top Carrot, Carrot Score 94
    First Flight Credit UnionShare CertificatesCD · 12 months · $10,000 min

    Credit union · 5 branches

    4.07%APY$407 over 1 year on $10,000
  11. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 3 branches

    4.07%APY$2,208 over 60 months on $10,000
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 3 branches

    4.05%APY$200 over 6 months on $10,000
  13. United BankDigital CDsCD · 11 months · $500 min

    Bank · 43 branches

    4.05%APY$371 over 11 months on $10,000
  14. Blue Ridge BankCertificate of Deposit SpecialsCD · 23 months · $1,000 min

    Bank · 1 branch

    4.05%APY$791 over 23 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionShare CertificatesCD · 120 months · $500 min

    Credit union · 1 branch

    4.05%APY$4,874 over 120 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate