Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Missouri
- 4.00%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Interest compounded monthly, accrued daily, and credited monthly. Penalty applies for early withdrawal. Automatically renewable with a 10-day grace period.
Offer: 9 Month SPECIAL
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Jun 19, 2026
Rate checked
More details - West Community Credit UnionCertificates of DepositCD · 11 months · $500 min
Credit union · 15 branches
4.00%APY$366 over 11 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. A withdrawal may reduce earnings. Membership eligibility required.
Offer: Limited time special offer. Offer requires 100% of funds as new funds not currently on deposit with West Community Credit Union or Gateway Metro Federal Credit Union. Minimum opening deposit of $500. Membership eligibility required. Early withdrawal penalties apply.
Promotional rate · 3.92% interest rate · Effective Sep 14, 2026
Rate checked
More details - Vantage Credit UnionPromotional Certificate of DepositCD · 11 months · $2,000 min
Credit union · 14 branches
4.00%APY$366 over 11 months on $10,000intro rateRequirements
Product: Membership eligibility required. Promotional certificate of deposit. Account is subject to penalty for early withdrawal. Fees could reduce earnings.
Offer: Must be funded with money that has not been on deposit with Vantage Credit Union for 30 days prior to opening. Traditional and Roth IRA CDs not available.
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - First Community Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min
Credit union · 35 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Federally insured by NCUA. Early withdrawal penalties apply. No setup or maintenance fees. $1 share deposit required; must qualify for membership.
Offer: Compounding and crediting at maturity. Early withdrawal penalties apply.
Effective Oct 9, 2026
Rate checked
More details - Kansas City Credit UnionShare Certificates of Deposit (CDs)CD · 12 months · $500 min
Credit union · 3 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Certificate dividends are paid at maturity.
Offer: Certificate dividends are paid at maturity.
4.00% interest rate
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000
Requirements
Product: Online only. Interest compounded daily. Minimum balance to open is $5,000; maximum balance to open is $500,000.
Offer: Online only.
3.92% interest rate · Compounded daily · Balance cap $500,000 · Effective Sep 11, 2026
Rate checked
More details - BluCurrent Credit UnionCertificates of Deposit Special Terms PromotionCD · 15 months · $1,000 min
Credit union · 5 branches
4.00%APY$502 over 15 months on $10,000intro rateRequirements
Product: If automatic renewal is selected, promotional certificate of deposit will renew at a 12-month term and interest rate in effect at that time. Rates accurate as of 10/01/2026. Limited-time rate and terms begin on 10/01/2026. BluCurrent reserves the right to change rates at any time.
Offer: If automatic renewal is selected, promotional certificate of deposit will renew at a 12-month term and interest rate in effect at that time. Limited-time rate and terms begin on 10/01/2026.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Early withdrawals are subject to penalty. Rate is determined by term.
Offer: CD Special. Fixed rate for the term. Early withdrawals subject to penalties.
Rate checked
More details - United Consumers Credit UnionCertificates of Deposit (CD)CD · 24 months · $500 min
Credit union · 3 branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Early withdrawals subject to penalty. No monthly maintenance fees.
Offer: Dividends compounded monthly and paid monthly. Early withdrawal penalties apply.
Compounded monthly · Balance cap $24,999.99
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More details - 3.96%APY$1,236 over 36 months on $10,000
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.95%APY$229 over 7 months on $10,000intro rate
Requirements
Offer: Special rate. ADVANTAGE customers not eligible for higher rate with this CD special. Penalty may be imposed for early withdrawal.
Promotional rate · 3.89% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.92%APY$359 over 11 months on $10,000
Requirements
Product: Certificate rates remain fixed for the term of the certificate. Interest credited to account and compounded every month. Penalty may be imposed for early withdrawal.
Offer: 11 Month Special. Automatically renews into a 6-month certificate upon maturity. For a limited time only.
3.85% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.91%APY$391 over 1 year on $10,000
Requirements
Product: All certificates can be purchased with a minimum amount of $500.00. Rates subject to change without notice. Early withdrawal penalty may apply.
3.85% interest rate
Rate checked
More details - 3.90%APY$226 over 7 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings. Quarterly compounding interest.
Offer: Limited time special promotion. Not eligible for monthly or quarterly interest checks.
Promotional rate · 3.84% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Missouri
1,673 CDs at 176 banks and credit unions · checked Oct 16–22
- Typical
- 3.12%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
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Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch