Bank · FDIC insured
Mid America Bank CD Rates
Mid America Bank’s best CD rate is 4.00% APY on a 15-month CD. Terms run from 7 months to 34 months. Rates checked October 16, 2026.
How Mid America Bank’s CD rates compare
Compared with banks and credit unions near Jefferson City, MO, where Mid America Bank has the most branches. $10,000, best rate first.
This bank’s best
Mid America Bank
4.00%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $502
Certificates of Deposit
Top rate
MECE Credit Union
4.94%APY
- Term
- 48 months
- Minimum
- $10,000
- Earns on $10,000
- $2,127
2nd-highest rate
Sullivan Bank
4.30%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,343
Mid America Bank CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.48%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mid America Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 4 terms
Early withdrawals are subject to penalty. Rate is determined by term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsCD Special. Fixed rate for the term. Early withdrawals subject to penalties | 3.90% | $226 |
| 15 monthsCD Special. Fixed rate for the term. Early withdrawals subject to penalties | 4.00% | $502 |
| 25 monthsCD Special. Fixed rate for the term. Early withdrawals subject to penalties | 3.48% | $739 |
| 34 monthsCD Special. Fixed rate for the term. Early withdrawals subject to penalties | 3.50% | $1,024 |
Sources (1)
- midambk.com/personal-banking/certificates-of-deposit · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.