Bank · FDIC insured
The Missouri Bank CD Rates
The Missouri Bank’s best CD rate is 4.00% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Missouri Bank’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where The Missouri Bank has the most branches. $10,000, best rate first.
This bank’s best
The Missouri Bank
4.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $299
Certificate of Deposit (CD)
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
The Missouri Bank CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo3.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Missouri Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.00%APY · 10 terms
Interest compounded monthly, accrued daily, and credited monthly. Penalty applies for early withdrawal. Automatically renewable with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 2.28% | $113 |
| 9 months9 Month SPECIAL | 4.00% | $299 |
| 12 months | 3.82% | $382 |
| 18 months | 2.79% | $421 |
| 24 months | 2.79% | $566 |
| 30 months | 2.79% | $712 |
| 36 months | 2.79% | $861 |
| 48 months | 2.79% | $1,164 |
| 60 months | 3.05% | $1,621 |
Sources (1)
- themissouribank.com/cds-and-iras · captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 4.00%APY · 10 terms
Available as Traditional, Roth, and SEP IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 2.28% | $113 |
| 9 months9 Month SPECIAL | 4.00% | $299 |
| 12 months | 3.82% | $382 |
| 18 months | 2.79% | $421 |
| 24 months | 2.79% | $566 |
| 30 months | 2.79% | $712 |
| 36 months | 2.79% | $861 |
| 48 months | 2.79% | $1,164 |
| 60 months | 3.05% | $1,621 |
Sources (1)
- themissouribank.com/cds-and-iras · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.