Bank · FDIC insured
The Missouri Bank
A $461.5M bank headquartered in Warrenton, MO, with 7 branches in Missouri. Best rates: CDs 4.00% and savings 0.25% APY.
The Missouri Bank Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#62 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Missouri Bank
Established in 1939, The Missouri Bank is an independently-owned and operated community bank headquartered in Warren County.
The bank serves St. Charles, Gasconade, Boone, and Pettis Counties.
- Headquarters
- 104 North Highway 47, Warrenton, MO 63383
- FDIC certificate
- 14036 ↗
Branches
7 branches in Missouri
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Missouri
7 branches
St. Louis area · 3
- The Missouri BankMain office104 North Highway 47, Warrenton, MO 63383Directions
- Foristell Branch22000 Veterans Memorial Pkwy, Foristell, MO 63348Directions
- Wentzville Branch1145 W Pearce Blvd, Wentzville, MO 63385Directions
Sedalia area · 2
- Sedalia Branch1601 S Limit Ave, Sedalia, MO 65301Directions
- Smithton Branch103 W Washington St, Smithton, MO 65350Directions
Columbia area · 1
- 2500 Range Line Road Branch2500 Range Line St, Columbia, MO 65202Directions
Hermann area · 1
- Bay-Hermann-Berger Bank Branch501 Market St, Hermann, MO 65041Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.57% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.14% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio12.57%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.14%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Missouri Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.