Credit union · NCUA insured
BluCurrent Credit Union CD Rates
Top CarrotBluCurrent Credit Union’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How BluCurrent Credit Union’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where BluCurrent Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BluCurrent Credit Union
4.00%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $502
Certificates of Deposit Special Terms Promotion
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
BluCurrent Credit Union CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.40%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BluCurrent Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Special Terms Promotion
4.00%APY · 1 term
If automatic renewal is selected, promotional certificate of deposit will renew at a 12-month term and interest rate in effect at that time. Rates accurate as of 10/01/2026. Limited-time rate and terms begin on 10/01/2026. BluCurrent reserves the right to change rates at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsIf automatic renewal is selected, promotional certificate of deposit will renew at a 12-month term and interest rate in effect at that time. Limited-time rate and terms begin on 10/01/2026 | 4.00% | $502 |
Sources (1)
- blucurrent.org/rates · captured Oct 5, 2026
Certificates of Deposit (Personal)
3.40%APY · 6 terms
The minimum amount required to open a Regular Certificate is $1000. Penalty may apply for early withdrawal.
| Term | APY · $1,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $169 |
| 12 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $340 |
| 24 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $692 |
| 36 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,055 |
| 48 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,431 |
| 60 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,820 |
Sources (1)
- blucurrent.org/rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
3.40%APY · 6 terms
IRA certificates available in these terms. Penalty may apply for early withdrawal.
| Term | APY · $1,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $169 |
| 12 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $340 |
| 24 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $692 |
| 36 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,055 |
| 48 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,431 |
| 60 monthsPenalty may apply for early withdrawal | 3.40% | 3.50% | 3.55% | 3.60% | 3.40%3.50% $25k–$50k3.55% $50k–$100k3.60% from $100k | $1,820 |
Sources (1)
- blucurrent.org/rates · captured Oct 5, 2026
Who can join BluCurrent Credit Union
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