Credit union · NCUA insured
Missouri Baptist Credit Union CD Rates
Missouri Baptist Credit Union’s best CD rate is 3.91% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Missouri Baptist Credit Union’s CD rates compare
Compared with banks and credit unions near Jefferson City, MO, where Missouri Baptist Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Missouri Baptist Credit Union
3.91%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $391
Certificate
Top rate
MECE Credit Union
4.94%APY
- Term
- 48 months
- Minimum
- $10,000
- Earns on $10,000
- $2,127
2nd-highest rate
Sullivan Bank
4.30%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,343
Missouri Baptist Credit Union CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo1.01%
- 31–60 months31–60 mo1.21%
- QualifiedQualified3.91%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Missouri Baptist Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.91%APY · 6 terms
All certificates can be purchased with a minimum amount of $500.00. Rates subject to change without notice. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.91% | $391 |
| 18 months | 0.60% | $90 |
| 24 months | 0.80% | $161 |
| 30 months | 1.01% | $254 |
| 36 months | 1.21% | $367 |
Sources (2)
All captured Oct 5, 2026
Who can join Missouri Baptist Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the entities, institutions, churches, and associations affiliated with or who have a historical relationship with the Missouri Baptist Convention are eligible for membership.
- Employees of the Missouri Baptist Convention are eligible for membership.
- Members of Churches and Associations located within the State of Missouri and affiliated with or who have a historical relationship with the Missouri Baptist Convention are eligible for membership.
Family and household
- Immediate and extended families (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian, including step, in-law, and legally adoptive relationships) of eligible Missouri Baptist Credit Union members are eligible for membership.
Membership information collected October 4, 2026.