Bank · FDIC insured
Mid America Bank
A $1.2B bank headquartered in Jefferson City, MO, with 11 branches in Missouri. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs854.00%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Mid America Bank
Mid America Bank was originally chartered in 1914 as People's Bank of St. Thomas, moved to Meta and renamed Meta State Bank in 1951, and became Mid America Bank in 1984.
After acquiring and merging with the Bank of St. Elizabeth in 2022, Mid America Bank opened its eleventh branch location in Columbia in 2025.
- Headquarters
- 1200 W Stadium Blvd, Jefferson City, MO 65109
- FDIC certificate
- 11459 ↗
Branches
11 branches in Missouri
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Missouri
11 branches
Jefferson City area · 6
- Mid America BankMain office1200 W Stadium Blvd, Jefferson City, MO 65109Directions
- Bank Of Freeburg Facility131 Old Vienna Rd, Freeburg, MO 65035Directions
- Holts Summit Branch580 Karen Dr, Holts Summit, MO 65043Directions
- Mid America Bank Jefferson City Branch1200 W Stadium Blvd, Jefferson City, MO 65109Directions
- Linn Branch502 E Main St, Linn, MO 65051Directions
- Meta Branch101a E 3rd St, Meta, MO 65058Directions
Belle area · 1
- Belle Branch804 Highway 28 W, Belle, MO 65013Directions
Columbia area · 1
- Columbia Branch Of Mid America Bank4601 Stellar Drive, Columbia, MO 65201Directions
Eugene area · 1
- Mary' Home Facility278 Highway H, Eugene, MO 65032Directions
Osage Beach area · 1
- Bank Of St. Elizabeth Lake Facility3855 Osage Beach Pkwy, Osage Beach, MO 65065Directions
St. Elizabeth area · 1
- St. Elizabeth Mo Branch215 Main St, St. Elizabeth, MO 65075Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.89% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.07% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio10.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.89%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.07%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Mid America Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.