Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Louisiana
- 3.79%APY$347 over 11 months on $10,000with conditions
Requirements
Product: Available only to those that have or open a new Premium Checking account. Interest must be capitalized or transferred into a Premium Checking account. Personal accounts only. Early withdrawal penalty may apply. Upon maturity, renews for an 11-month term at the rate offered on an 11-month CD at the time of renewal.
Offer: Fixed yield rates, compounded monthly. Minimum to open and obtain APY is $500. Requires having or opening a Premium Checking account.
Qualified rate · Compounded monthly · Effective Jan 24, 2025
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Dividends are credited to your savings account monthly. APY is fixed for the term of the certificate. Auto renewal is available but rate is subject to change. Early withdraw penalty may apply. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY** is $1,000.00.
3.75% interest rate · Effective Oct 1, 2026
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More details - 3.75%APY$186 over 6 months on $10,000
Effective Mar 27, 2025
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More details - La Terre Federal Credit UnionLa Terre Lagniappe Share Certificate AccountsCD · 12 months · $1,000 min · 0.20%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000intro rateRequirements
Product: There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.
Offer: Compounded and credited monthly.
Promotional rate · 0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for La Terre Lagniappe Share Certificate Accounts Balance APY $1,000 and up 0.20% $10,000 and upYour amountSpecial. New deposits only. 3.75% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least.
3.70% interest rate · Compounded quarterly
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More details - Jefferson Parish Employees FCUShare CertificatesCD · 12 months · $1,500 min
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,0003.68% interest rate · Effective Jun 2, 2025
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Fixed-rate certificate. Early withdrawal subject to penalty. No setup or maintenance fees.
Offer: Compounded / Credited: Monthly/Monthly. Early withdrawal penalty: 180 days dividends.
Effective Aug 7, 2026
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More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Variable Rate - Member has discretion. Rate can be increased one time when the Certificate Account 2-year term rate exceeds the Flex Certificate initial rate. Not automatically renewable.
Offer: Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal.
3.69% interest rate · Effective Sep 29, 2026
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More details - 3.73%APY$185 over 6 months on $10,000
Requirements
Product: CDs opened online have a maximum deposit limit of $500,000. Interest on CDs 12 months or less paid at maturity; longer than 12 months paid annually. Penalty for early withdrawal will apply. Automatic renewal.
Offer: $1,000 minimum deposit required to open and earn stated APY. Max online deposit $500,000. Interest paid at maturity.
Effective Oct 1, 2026
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More details - Calcasieu Parish Employees FCUShare Certificates (CDs)CD · 12 months · $1,000 min
Credit union · 1 branch
3.72%APY$372 over 1 year on $10,0003.65% interest rate · Effective Oct 25, 2025
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More details - La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 15 branches
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
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More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalties may be up to 90 days dividends depending on certificate term.
3.35% interest rate · Compounded quarterly · Effective May 19, 2026
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More details - Citizens Bank & Trust CompanyCertificate of Deposit (CD)CD · 8 months · $10,000 min
Bank · 7 branches
3.67%APY$243 over 8 months on $10,000Requirements
Product: Earn money market rates on terms ranging from 7 days to 5 years. Interest compounds annually or at maturity.
Offer: High Yield 8-Month CD. $10,000 minimum balance required. Penalty for early withdrawal.
Effective Jan 13, 2026
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More details - Louisiana Catholic Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.65%APY$365 over 1 year on $10,0003.59% interest rate · Effective Sep 24, 2026
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More details - Access Of Louisiana Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 2 branches
3.65%APY$365 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited monthly. Terms range from 6 months to 36 months. Minimum balance $500.00.
3.59% interest rate · Effective Feb 26, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Louisiana
701 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches