Credit union · NCUA insured
Sevenfold Federal Credit Union
A $53.5M credit union headquartered in West Monroe, LA, with 3,530 members and 2 branches in Louisiana. Best rates: CDs 3.75% and savings 0.20% APY.
Sevenfold Federal Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#4 of 12 in Monroe, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sevenfold Federal Credit Union
Established in 1936 and based in West Monroe, Louisiana, Sevenfold Federal Credit Union is a member-owned cooperative.
The credit union serves communities across North Louisiana, including Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, and Union parishes.
- Headquarters
- 4705 Cypress St, West Monroe, LA 71291-7511
- NCUA charter
- 1725
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, or Union Parish are eligible to join.
Family and household
- Immediate family members of current Sevenfold Federal Credit Union members are eligible to join.
Other ways
- Businesses and other legal entities located in Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, or Union Parish are eligible for membership.
Branches
2 branches in Louisiana
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Louisiana
2 branches
- Sevenfold FCU-Main OfficeMain office4705 Cypress St, West Monroe, LA 71291Directions
- Sevenfold-Branch Office2899 Sterlington Rd Ste 1, Monroe, LA 71203Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.86% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.12% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio13.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.86%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sevenfold Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.