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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Iowa

  1. Atkins Savings Bank & TrustCertificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    Iowa State BankCertificates of DepositCD · 14 months · $5,000 min

    Bank · 3 branches

    4.30%APY$503 over 14 months on $10,000intro rate
  3. Greater Iowa Credit UnionSpecial Share CertificatesCD · 15 months · $1,000 min

    Credit union · 9 branches

    4.30%APY$540 over 15 months on $10,000
  4. Top Carrot, Carrot Score 89
    City State BankCertificate of Deposit AccountsCD · 60 months · $500 min

    Bank · 8 branches

    4.30%APY$2,343 over 60 months on $10,000
  5. Clear Lake Bank and Trust CompanyCDs (Certificates of Deposit)CD · 9 months · $5,000 min

    Bank · 5 branches

    4.27%APY$319 over 9 months on $10,000
  6. Top Carrot, Carrot Score 94
    Vibrant Credit UnionCertificate of Deposit (CD)CD · 6 months · $5 min

    Credit union · 1 branch

    4.25%APY$210 over 6 months on $10,000intro rate
  7. Community Choice Credit UnionCertificate of DepositCD · 8 months · $5,000 min

    Credit union · 11 branches

    4.25%APY$281 over 8 months on $10,000intro rate
  8. Veridian Credit UnionStandard CDCD · 9 months · $1,000 min

    Credit union · 24 branches

    4.25%APY$317 over 9 months on $10,000
  9. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 39 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 88
    North Star Community Credit UnionShare CertificateCD · 12 months · $100 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000
  11. Iowa State Bank13 Month Certificate of DepositCD · 13 months · $1,000 min

    Bank · 14 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  12. Fairfax State Savings BankCertificates of Deposit (CDs)CD · 13 months · $1,000 min

    Bank · 3 branches

    4.25%APY$461 over 13 months on $10,000
  13. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificate SpecialCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  14. Community Bank of OelweinCertificate of Deposit SpecialsCD · 15 months · $1,000 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    Central State BankCertificates of DepositCD · 15 months · $1,500 min

    Bank · 3 branches

    4.25%APY$534 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate