Bank · FDIC insured
Community Bank of Oelwein CD Rates
Community Bank of Oelwein’s best CD rate is 4.25% APY on a 15-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Community Bank of Oelwein’s CD rates compare
Compared with banks and credit unions in Iowa, where Community Bank of Oelwein has the most branches. $10,000, best rate first.
This bank’s best
Community Bank of Oelwein
4.25%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $534
Certificate of Deposit Specials
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Community Bank of Oelwein CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo2.30%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.90%
- 31–60 months31–60 mo2.90%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank of Oelwein ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.25%APY · 2 terms
Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 4.15% | $310 |
| 15 months | 4.25% | $534 |
Sources (1)
- bankoelwein.com/cd-rates · captured Oct 5, 2026
Certificates of Deposit
Up to 2.90%APY · 6 terms
Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 2.30% | 2.35% | 2.30%2.35% from $100k | $114 |
| 12 months | 2.35% | 2.40% | 2.35%2.40% from $100k | $235 |
| 24 months | 2.90% | 2.95% | 2.90%2.95% from $100k | $588 |
| 36 months | 2.90% | 2.95% | 2.90%2.95% from $100k | $895 |
| 48 months | 2.90% | 2.95% | 2.90%2.95% from $100k | $1,211 |
| 60 months | 2.90% | 2.95% | 2.90%2.95% from $100k | $1,537 |
Sources (2)
All captured Oct 5, 2026
Opening an account
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