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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 241–255 results in Florida

  1. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 414 branches

    3.15%APY$315 over 1 year on $10,000
  2. FAMU Federal Credit UnionShare Certificates of DepositCD · 48 months · $500 min

    Credit union · 1 branch

    3.15%APY$1,321 over 48 months on $10,000
  3. People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months

    Credit union · 1 branch

    3.14%APY$475 over 18 months on $10,000
  4. Trax Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 9 branches

    3.10%APY$154 over 6 months on $10,000
  5. Top Carrot, Carrot Score 87
    Gallup FCUSave to Win CDCD · 12 months · $25 min

    Credit union · 1 branch

    3.10%APY$310 over 1 year on $10,000
  6. Velocity Community Credit UnionBump-Up CertificateCD · 24 months · $5,000 min

    Credit union · 3 branches

    3.10%APY$630 over 24 months on $10,000
  7. BCUStandard CDsCD · 60 months

    Credit union · 2 branches

    3.10%APY$1,649 over 60 months on $10,000
  8. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 10 branches

    3.05%APY$50 over 2 months on $10,000intro rate
  9. Valley48-Month Certificate of DepositCD · 48 months · $500 min

    Bank · 42 branches

    3.05%APY$1,277 over 48 months on $10,000
  10. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 6 branches

    3.04%APY$1,615 over 60 months on $10,000
  11. Top Carrot, Carrot Score 88
    Partners Federal Credit UnionEmergency Fund CertificateCD · 3 months · $100 min · up to $10,000

    Credit union · 6 branches

    3.00%APY$74 over 3 months on $10,000
  12. BB Americas BankCertificate of Deposit (CD)CD · 6 months · $1,000 min · 3.00%–3.15% by balance

    Bank · 4 branches

    3.00%APY$149 over 6 months on $10,000
  13. First BankCertificates of Deposit (Regular)CD · 12 months · $500 min

    Bank · 1 branch

    3.00%APY$300 over 1 year on $10,000
  14. Kemba Delta Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    3.00%APY$453 over 18 months on $10,000
  15. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 18 branches

    3.00%APY$1,564 over 59 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,742 CDs at 190 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.28%
Credit unions, typical
3.40%

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Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Climate First BankBank · 4 branches
  3. Oxford Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate