Bank · FDIC insured
BB Americas Bank CD Rates
BB Americas Bank’s best CD rate is 3.15% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How BB Americas Bank’s CD rates compare
Compared with banks and credit unions near Miami, FL, where BB Americas Bank has the most branches. $10,000, best rate first.
This bank’s best
BB Americas Bank
3.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $149
Certificate of Deposit (CD)
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
BB Americas Bank CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo2.55%
- 16–30 months16–30 mo2.55%
- 31–60 months31–60 mo2.40%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BB Americas Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.00%APY · 6 terms
Available for U.S. Citizens or Permanent Residents. Minimum opening deposit $1,000. No monthly maintenance fee. Choose from 6-month to 5-year terms at a branch, or 1 to 5-year terms online. Early withdrawal penalty applies and will reduce earnings. Automatic renewal at maturity with a 10-calendar day grace period.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.00% | 3.15% | 3.00%3.15% from $100k | $149 |
| 12 months | 2.55% | 3.05% | 2.55%3.05% from $100k | $255 |
| 24 months | 2.55% | 2.75% | 2.55%2.75% from $100k | $517 |
| 36 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $737 |
| 48 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $995 |
| 60 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $1,259 |
Sources (3)
- bbamericas.com/en/personal/savings-money-market-cds
- bbamericas.com/en/personal/savings-money-market-cds/cd
- bbamericas.com/en/rates
All captured Oct 15, 2026
e-CD
Up to 2.55%APY · 5 terms
e-CD account opened online. Fixed interest for term of CD. Early withdrawal penalty applies and automatic renewal at maturity.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 2.55% | 3.05% | 2.55%3.05% from $100k | $255 |
| 24 months | 2.55% | 2.75% | 2.55%2.75% from $100k | $517 |
| 36 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $737 |
| 48 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $995 |
| 60 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $1,259 |
Sources (1)
- bbamericas.com/en/rates · captured Oct 15, 2026
CD – Secured Credit Card
1.80%APY · 1 term
CD for Secured Credit Card. Early withdrawal penalty applies. Automatic renewal at maturity.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 months | 1.80% | 1.95% | 1.80%1.95% from $100k | $363 |
Sources (1)
- bbamericas.com/en/rates · captured Oct 15, 2026
Special-purpose accounts
CD IRA
Up to 2.55%APY · 5 terms
6-month term is not available for CD IRA. Early withdrawal penalty applies. Automatic renewal at maturity. IRA accounts are available only for personal domestic clients with a valid social security number.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 2.55% | 3.05% | 2.55%3.05% from $100k | $255 |
| 24 months | 2.55% | 2.75% | 2.55%2.75% from $100k | $517 |
| 36 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $737 |
| 48 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $995 |
| 60 months | 2.40% | 2.60% | 2.40%2.60% from $100k | $1,259 |
Sources (1)
- bbamericas.com/en/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.