Credit union · NCUA insured
Gallup FCU
Top CarrotA $16.3M credit union headquartered in Omaha, NE, with 1,412 members and 2 branches in 2 states. Best rates: CDs 4.50% and savings 1.50% APY.
Gallup FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#14 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Gallup FCU
- Headquarters
- 1001 Gallup Dr, Omaha, NE 68102
- NCUA charter
- 23292
Branches
2 branches in 2 states
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Florida
1 branch
- CO-OP Shared Branching615 Channelside Dr Ste 204, Tampa, FL 33602Directions
Nebraska
1 branch
- Gallup FCUMain office1001 Gallup Dr, Omaha, NE 68102Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.06% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.00% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $111 | $59 | — |
- CapitalNet worth ratio18.06%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.00%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$111Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Gallup FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.