Partners Federal Credit Union CD Rates

How Partners Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Los Angeles, CA, where Partners Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Partners Federal Credit Union
4.00%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$400
Standard Certificate
Top rate
Schools Federal Credit Union
5.90%APY
Term
12 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$590
Schools Federal Credit Union rates
2nd-highest rate
LA Healthcare FCU
4.86%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$486
LA Healthcare FCU rates

Compare CD rates near you →

CD score

Higher than 65% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.50%
9–15 months9–15 mo4.00%
16–30 months16–30 mo3.60%
31–60 months31–60 mo3.60%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Partners Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Jumbo Certificate

Up to 4.00%APY · 7 termsFrom $100,000 to open

Minimum to open and earn dividends is $100,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	$19
6 months	3.50%	$173
12 months	4.00%	$400
24 months	3.70%	$754
36 months	3.55%	$1,103
48 months	3.65%	$1,542
60 months	3.70%	$1,992

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 16, 2026

Standard Certificate

Up to 4.00%APY · 7 termsFrom $1,000 to open

Minimum to open and earn dividends is $1,000. Members ages 55+ may receive a 0.10% APY dividend increase on new or renewal certificates 24 months or greater.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	$19
6 months	3.50%	$173
12 months	4.00%	$400
24 months	3.60%	$733
36 months	3.45%	$1,071
48 months	3.55%	$1,497
60 months	3.60%	$1,934

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 16, 2026

Starter Certificate

4.00%APY · 1 termFrom $500 to open

Certificate for Beginners. Minimum to open and earn dividends is $500. Maximum certificate balance is $2,500.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 months	4.00%	—

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 16, 2026

Mini-Jumbo Certificate

Up to 3.85%APY · 7 termsFrom $50,000 to open

Minimum to open and earn dividends is $50,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	—
6 months	3.50%	—
12 months	3.85%	—
24 months	3.65%	—
36 months	3.50%	—
48 months	3.60%	—
60 months	3.65%	—

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Sep 25, 2026

Emergency Fund Certificate

3.00%APY · 1 termFrom $100 to open

A Primary Share is required to open. Monthly dividends transferred to Primary Share. Limit one Emergency Fund Certificate per Member. Additional deposits allowed up to maximum balance of $10,000. Enjoy one penalty-free withdrawal during the 3-Month term. If balance exceeds $10,000 at maturity, overage is transferred to Primary Share.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 monthsMust maintain balance of at least $100 for the full term. Additional certificate rate add-ons are not allowed	3.00%	$74

Sources (2)

All captured Oct 16, 2026

Special-purpose accounts

Coverdell Certificate

Up to 4.00%APY · 7 termsIRAFrom $1,000 to open

Educational savings certificate. Minimum to open and earn dividends is $1,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	$19
6 months	3.50%	$173
12 months	4.00%	$400
24 months	3.60%	$733
36 months	3.45%	$1,071
48 months	3.55%	$1,497
60 months	3.60%	$1,934

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 16, 2026

Traditional/Roth IRA Jumbo Certificate

Up to 4.00%APY · 7 termsIRARequirements applyFrom $100,000 to open

Individual Retirement Account (IRA) Certificate available as Traditional IRA or Roth IRA. Minimum to open and earn dividends is $100,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater. A Partners checking account is required to earn additional Relationship Rewards certificate rate add-ons.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	$19
6 months	3.25%	$161
12 months	4.00%	$400
24 months	3.70%	$754
36 months	3.55%	$1,103
48 months	3.65%	$1,542
60 months	3.70%	$1,992

Sources (1)

partnersfcu.org/checking--savi…-resources/compare-rates · captured Oct 16, 2026

Traditional/Roth IRA Mini-Jumbo Certificate

Up to 3.85%APY · 7 termsIRARequirements applyFrom $50,000 to open

Individual Retirement Account (IRA) Certificate available as Traditional IRA or Roth IRA. Minimum to open and earn dividends is $50,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater. A Partners checking account is required to earn additional Relationship Rewards certificate rate add-ons.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	—
6 months	3.50%	—
12 months	3.85%	—
24 months	3.65%	—
36 months	3.50%	—
48 months	3.60%	—
60 months	3.65%	—

Sources (2)

All captured Sep 25, 2026

Traditional/Roth IRA Standard Certificate

Up to 3.85%APY · 7 termsIRARequirements applyFrom $1,000 to open

Individual Retirement Account (IRA) Certificate available as Traditional IRA or Roth IRA. Minimum to open and earn dividends is $1,000. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater. A Partners checking account is required to earn additional Relationship Rewards certificate rate add-ons.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	0.75%	$19
6 months	3.50%	$173
12 months	3.85%	$385
24 months	3.60%	$733
36 months	3.45%	$1,071
48 months	3.55%	$1,497
60 months	3.60%	$1,934

Sources (2)

All captured Sep 25, 2026

Jumbo College Saver Certificate

Up to 3.70%APY · 4 termsKids and teensRequirements applyFrom $100,000 to open

Available to Partners Members with Little Partners or Partners Teen accounts. Allows unlimited deposits of $25 or more. Withdrawals prior to maturity date are subject to a withdrawal penalty if the withdrawal is prior to the minor's 17th birthday. Members ages 55+ may receive a dividend increase on new or renewal certificates 24 months or greater.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
24 months	3.70%	—
36 months	3.55%	—
48 months	3.65%	—
60 months	3.70%	—

Sources (2)

All captured Oct 16, 2026

Mini-Jumbo College Saver Certificate

Up to 3.65%APY · 4 termsKids and teensRequirements applyFrom $50,000 to open

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
24 months	3.65%	—
36 months	3.50%	—
48 months	3.60%	—
60 months	3.65%	—

Sources (2)

All captured Oct 16, 2026

Standard College Saver Certificate

Up to 3.60%APY · 4 termsKids and teensRequirements applyFrom $500 to open

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
24 months	3.60%	$733
36 months	3.45%	$1,071
48 months	3.55%	$1,497
60 months	3.60%	$1,934

Sources (2)

All captured Oct 16, 2026

Who can join Partners Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees of Approved Employee Groups (designated Operating Participants and other companies associated with TWDC) are eligible for membership.
Employees of Partners Federal Credit Union are eligible for membership.
Employees of The Walt Disney Company (TWDC) or one of its subsidiaries are eligible for membership.
Retirees of TWDC or one of its subsidiaries are eligible for membership.

Family and household

Immediate family members (Spouse; Parent, Stepparent; Grandparent; Child, stepchild, adopted child; Sibling, step sibling; Grandchild) or roommates of a TWDC employee are eligible for membership.

Cost to join

Members must open a Primary Savings Account and maintain a required minimum $5 balance.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Partners Federal Credit Union overview

How Partners Federal Credit Union’s CD rates compare

Partners Federal Credit Union CD score

Current CD rates

Jumbo Certificate

Standard Certificate

Starter Certificate

Mini-Jumbo Certificate

Emergency Fund Certificate

Special-purpose accounts

Coverdell Certificate

Traditional/Roth IRA Jumbo Certificate

Traditional/Roth IRA Mini-Jumbo Certificate

Traditional/Roth IRA Standard Certificate

Jumbo College Saver Certificate

Mini-Jumbo College Saver Certificate

Standard College Saver Certificate

Who can join Partners Federal Credit Union

Employers and groups

Family and household

Cost to join